Auto Subrogation Pro — Recovery & Negotiation

ATOMS Careers page; Dallas (TX); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Medical, Dental, Vision, Disability, &

Life Insurance

401(k)

Equity

Sick Time, Unlimited PTO, Holidays

Team lunch in our SoMa office

Job summary

Atoms seeks a Subrogation Specialist to own recovery after damage to its vehicles. You will review claims, build airtight recovery files with telematics and dashcam evidence, and pursue at-fault parties and insurers to maximize recovery.

Based in our Dallas office, you will collaborate with Claims and Legal on high-value recoveries and track metrics to show measurable business impact. The role offers a base salary with total rewards, including equity.

Qualifications

• 3+ years of auto subrogation experience.
• Strong negotiation skills and a track record of recoveries.
• Knowledge of comparative/contributory negligence and inter-company arbitration procedures.
• Familiarity with auto physical-damage estimating and total-loss valuation.
• Nice to have: adjuster license and arbitration experience.

Responsibilities

• Review new and open claims to identify subrogation and recovery potential, including deductible recovery.
• Build and document recovery files using police reports, telematics, dashcam footage, repair estimates, and driver statements.
• Pursue at-fault third parties and their insurers; present demands, negotiate, and drive claims to recovery.
• Manage inter-company arbitration filings and responses where negotiation stalls.
• Apply comparative/contributory negligence principles by jurisdiction to maximize net recovery.
• Track recovery metrics—dollars identified, pursued, and collected—and report results to Risk leadership.
• Partner with the Claims Coordinator, Claims Manager, and legal on litigated or high-value recoveries.

Skills

Subrogation experience

Negotiation skills

Negligence knowledge

Auto damage estimating

Adjuster license (nice to have)

Arbitration experience (nice to have)

Job description

Atoms seeks a Subrogation Specialist to own recovery after damage to its vehicles. You will review claims, build airtight recovery files with telematics and dashcam evidence, and pursue at-fault parties and insurers to maximize recovery.

Based in our Dallas office, you will collaborate with Claims and Legal on high-value recoveries and track metrics to show measurable business impact. The role offers a base salary with total rewards, including equity.