Auto Lending Underwriter: Precision Decision Maker

Ken Garff Automotive Group; West Valley City, Northern (UT, KY); Hybrid; USD 60,000 - 90,000; Full time

Job summary

Arivo is transforming auto lending by growing a team of focused underwriters who build depth in origination knowledge and underwriting decisions.

You will apply compliance with ECOA, FCRA, TILA Reg.Z, and internal policies while reviewing income and documentation. Expect active participation in meetings, KPI tracking, and continuous improvement. This role offers growth within a fast-moving organization.

Qualifications

• Underwriter foundation knowledge and ability to navigate origination policies and SOPs.
• Understanding of lending laws and regulations (ECOA, FCRA, TILA Reg.Z).
• Experience using credit bureau data (TransUnion, Experian).
• Deep knowledge of internal policies and SOPs.

Responsibilities

• Comply with lending laws/regulations (ECOA, FCRA, TILA Reg.Z).
• Adhere to Origination's Lending policies and SOPs.
• Escalate policy and SOP questions using escalation process.
• Meet department goals, KPIs, policies and SOPs.
• Underwrite and decide credit applications efficiently and accurately.
• Process many applications daily to progress toward role advancement.
• Document decisions with notes and link to SOPs.

Skills

Junior Underwriter Foundations

Lending Compliance Knowledge

Credit Bureau Data (TransUnion/Experia

Policy & SOP Knowledge

Job description

Arivo is transforming auto lending by growing a team of focused underwriters who build depth in origination knowledge and underwriting decisions.

You will apply compliance with ECOA, FCRA, TILA Reg.Z, and internal policies while reviewing income and documentation. Expect active participation in meetings, KPI tracking, and continuous improvement. This role offers growth within a fast-moving organization.