Credit Analyst – Auto Lending & AI-Driven Underwriting

CU Direct; United States; On-site; USD 34,000 - 43,000; Full time

Benefits offered by this job

401(k) match

Flexible work environment

Paid time off

Job summary

Origence is seeking a Credit Analyst to review and monitor transactions for underwriting, processing, negotiating, and capturing indirect auto loan and lease originations. You will partner with credit unions and dealer partners to ensure excellent service and adherence to Origence Lending Services guidelines.

The role requires 3–5 years in consumer lending underwriting, knowledge of L360/Meridian Link/Ideal, and strong communication.

Qualifications

• High school diploma or equivalent required.
• Underwriting knowledge in consumer lending preferred.
• Experience with credit unions and dealer relationships a plus.

Responsibilities

• Negotiate loan terms between credit unions and dealerships and review applications.
• Communicate with dealers and credit unions to build rapport; document decisions.
• Review loan applications against underwriting criteria and determine risk.
• Maintain lender guidelines and support fraud detection and testing of new software.

Skills

Customer service

Communication

Independent work

Time management

Team player

Problem-solving

Education

High school diploma or equivalency

Tools

L360

Meridian Link

Ideal

Job description

Origence is seeking a Credit Analyst to review and monitor transactions for underwriting, processing, negotiating, and capturing indirect auto loan and lease originations. You will partner with credit unions and dealer partners to ensure excellent service and adherence to Origence Lending Services guidelines.

The role requires 3–5 years in consumer lending underwriting, knowledge of L360/Meridian Link/Ideal, and strong communication.