Auto Finance Underwriter III: Credit & Deal Structuring

JPMorgan Chase & Co.; Tempe (AZ); On-site; USD 90,000 - 115,000; Full time

Job summary

JPMorgan Chase & Co.'s Chase Auto unit in Tempe, AZ, seeks an Underwriter III to review policy and pricing exceptions and support daily auto-finance operations. You will structure decisions to optimize profit, process applications, and maintain strong relationships with dealers and customers.

The role emphasizes timely decisions, ROE targets, and high-quality approvals. You will engage in sales calls, prepare follow-ups, and provide prompt responses to inquiries, working in-office during

Qualifications

• 5+ years of experience in auto credit and lending.
• Experience reviewing credit bureau reports.
• Strong knowledge of credit policy and regulations.
• Proven analytical and communication skills.

Responsibilities

• Review credit applications and decide in line with policy.
• Analyze policy and pricing exceptions.
• Structure decisions to maximize profit and relationships.
• Process auto applications with focus on response time, volume, and quality.
• Meet targets for ROE, volume, and conversions.
• Initiate sales calls and follow up with written communications.
• Respond promptly to internal and external inquiries.

Skills

Auto credit exp

Credit bureau checks

Credit decisioning

Indirect/Direct/Lease

Credit policy knowledge

Regulatory knowledge

Analytical skills

Communication skills

Job description

JPMorgan Chase & Co.'s Chase Auto unit in Tempe, AZ, seeks an Underwriter III to review policy and pricing exceptions and support daily auto-finance operations. You will structure decisions to optimize profit, process applications, and maintain strong relationships with dealers and customers.

The role emphasizes timely decisions, ROE targets, and high-quality approvals. You will engage in sales calls, prepare follow-ups, and provide prompt responses to inquiries, working in-office during