Senior Auto Finance Underwriter

Socket.dev; Tempe (AZ); On-site; USD 80,000 - 120,000; Full time

Job summary

Chase Auto in Tempe, AZ is seeking an Underwriter III in Auto Finance to review policy and pricing exceptions and support daily operations. You will structure decisions to optimize profit and strengthen client relationships while processing applications with speed and quality.

Responsibilities include meeting ROE and volume targets, performing credit decisions, and engaging with customers via calls and written follow-ups.

Qualifications

• 5+ years of experience in credit auto.
• Experience reviewing credit bureau reports.
• Proficiency in credit decisioning and a solid understanding of consumer credit regulations.
• Knowledge of indirect loan, refinance, direct and lease programs.
• Thorough understanding of policies, procedures, and risks.

Responsibilities

• Review credit applications and make credit decisions in line with policy and regulations.
• Assist in daily operations by reviewing policy and pricing exceptions.
• Structure decisions to maximize profit and strengthen relationships.
• Process automobile applications with emphasis on response time, volume, and quality.
• Meet or exceed ROE, volume, conversion ratios, and other metrics.
• Initiate sales calls and prepare follow-ups as needed.
• Provide prompt, accurate responses to customer inquiries.

Skills

Credit analysis

Credit bureau review

Regulatory compliance

Credit decisioning

Communication skills

Job description

Chase Auto in Tempe, AZ is seeking an Underwriter III in Auto Finance to review policy and pricing exceptions and support daily operations. You will structure decisions to optimize profit and strengthen client relationships while processing applications with speed and quality.

Responsibilities include meeting ROE and volume targets, performing credit decisions, and engaging with customers via calls and written follow-ups.