Associate, Leveraged Finance Credit Risk

Ex-MilitaryCareers.com USA; New York (NY); On-site; USD 76,000 - 130,000; Full time

Job summary

An established industry player invites you to embark on an exciting career journey as an Associate in Leveraged Finance Credit Risk. This role offers the opportunity to engage in risk analysis, oversee credit quality, and collaborate with various teams to ensure adherence to policies. With a commitment to fostering personal growth and professional development, this innovative firm values its employees as its greatest asset. If you have a strong background in risk management and a passion for finance, this position could be the perfect fit for you.

Qualifications

• 5+ years in Risk Management or Credit Risk, with 3 years in Leveraged Finance Risk.
• Advanced knowledge of financial statement analysis and regulatory risks.

Responsibilities

• Conduct risk analysis and oversight of credit quality in assigned portfolios.
• Participate in due diligence calls and shape credit memos.

Skills

Risk Management

Credit Risk

Financial Statement Analysis

Financial Modeling

Regulatory Risks

Credit Analysis

Communication Skills

Banking Products Knowledge

Education

Bachelor's Degree

Equivalent Work Experience

Job description

Associate, Leveraged Finance Credit Risk

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities: We Want to Talk to You!

The Difference You Make:

The Associate, Credit Risk is responsible for risk analysis and independent oversight of credit quality of assigned portfolios within the US Leveraged Finance Risk team. Responsibilities include participating in due diligence calls, shaping credit memos alongside 1LOD, providing challenge around risk ratings, credit analysis, financial projections, and making recommendations to senior management.

• Setting appropriate internal and regulatory risk ratings on assigned portfolios.
• Managing multiple transactions simultaneously.
• Partnering with 1LOD, other 2LOD teams, and 3LOD to meet expectations.
• Joining client due diligence discussions and forming transaction opinions.
• Providing check and challenge to 1LOD on transactions and risk ratings.
• Ensuring adherence to company policies and procedures.

What You Bring:

To perform this job successfully, you should be able to perform each essential duty satisfactorily. The following are required:

• Bachelor's Degree or equivalent work experience.
• 5+ years in Risk Management, Credit Risk, or Internal Audit, with at least 3 years in a Leveraged Finance Risk role.
• Advanced knowledge of financial statement analysis, accounting, credit, financial modeling, and regulatory risks.
• Knowledge of credit policies, regulations, and applicable laws.
• Credit analysis skills for evaluating transactions, monitoring client performance, and forming opinions.
• Deep understanding of banking products including derivatives and treasury products.
• Experience interacting with regulators, auditors, and excellent communication skills.
• Ability to work independently and in teams at all management levels.

It Would Be Nice For You To Have:

Additional relevant work experience, training, military service, or education.

Risk Culture:

We promote a proactive and responsible approach to risk management at all levels.

EEO Statement:

We value diversity and encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other legally protected characteristic.

Working Conditions:

Minimal physical effort required, such as sitting, standing, and walking. Occasional moving and lifting of light equipment may be needed depending on location.

Employer Rights:

This description does not list all duties and may be revised at any time. Employment is at-will.

What To Do Next:

Review the internal eligibility guidelines. If interested, please apply. For accommodations or assistance, contact us to discuss your needs.

Primary Location: New York, NY

Other Locations: New York

Organization: Banco Santander S.A.

Salary: $76,875 - $130,000/year