VP, Senior Leveraged Finance Credit Risk Associate

Ex-MilitaryCareers.com USA; New York (NY); On-site; USD 101,000 - 185,000; Full time

Job summary

Join a forward-thinking financial services leader as a Senior Leveraged Finance Credit Risk Associate. In this pivotal role, you'll conduct comprehensive risk analysis and provide independent oversight of credit quality for assigned portfolios. Collaborating with talented colleagues, you'll engage in due diligence discussions, shape credit memos, and challenge risk ratings. This position offers a unique opportunity to enhance your career in a supportive environment that prioritizes continuous learning and professional growth. If you're ready to make a difference in a dynamic team, this role is for you.

Qualifications

• 9+ years in Risk Management or Credit Risk, with 5 years in Leveraged Finance.
• Deep knowledge of credit policies and financial modeling.

Responsibilities

• Responsible for risk analysis and oversight of credit quality.
• Collaborate with teams to monitor portfolio performance.
• Set internal and regulatory risk ratings on portfolios.

Skills

Risk Management

Credit Risk

Financial Statement Analysis

Financial Modeling

Excellent Communication Skills

Education

Bachelor's Degree

Job description

VP, Senior Leveraged Finance Credit Risk Associate

Location: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

We Want to Talk to You!

The Difference You Make:

The Sr. Associate, Credit Risk is responsible for risk analysis and independent oversight of credit quality of assigned portfolios within the US Leveraged Finance Risk team. They handle all aspects of due diligence calls, shape credit memos alongside the 1st Line of Defense ("1LOD"), provide challenge around risk ratings, credit analysis, and financial projections, and make recommendations to senior management.

The incumbent reviews, analyzes, and evaluates the company's credit risk management program to reduce operating losses and protect assets, products, and services. They will propose opportunities and resolutions for improved efficiency, effectiveness, and risk reduction.

Essential Functions/Responsibilities:

• Set appropriate internal and regulatory risk ratings on assigned portfolios.
• Partner with all lines of defense to meet expectations.
• Participate in client due diligence discussions and form opinions on transactions.
• Provide challenge to 1LOD on transactions and risk ratings.
• Ensure adherence to company policies and procedures.
• Collaborate with coverage teams, Leveraged Finance Front Office, and monitor portfolio performance.

What You Bring:

• Bachelor's Degree or equivalent work experience.
• 9+ years in Risk Management, Credit Risk, or Internal Audit, with at least 5 years in a Leveraged Finance Risk role.
• Deep knowledge of financial statement analysis, credit policies, and financial modeling.
• Experience interacting with regulators and auditors.
• Excellent communication skills and ability to work independently and in teams.

Preferred Qualifications:

• Demonstrated work history through experience, training, military service, or education.

Risk Culture: We promote a proactive approach to risk management at all levels.

EEO Statement: Santander values diversity and is an equal opportunity employer. All qualified applicants will receive consideration regardless of protected characteristics.

Working Conditions: Minimal physical effort required; occasional lifting of light equipment may be necessary.

Employer Rights: This job description is not exhaustive and may be revised. Employment is at-will.

Next Steps: Review our eligibility guidelines and apply if interested. We support an accessible application process and accommodations upon request.

Location: New York, NY

Organization: Banco Santander S.A.

Salary: $101,250 - $185,000/year