VP, Senior Leveraged Finance Credit Risk Associate

Santander Bank, N.A.; New York (NY); On-site; USD 101,000 - 185,000; Full time

Job summary

An established industry player is seeking a VP, Senior Leveraged Finance Credit Risk Associate to join their dynamic team. This pivotal role involves risk analysis and oversight of credit quality, with responsibilities including due diligence and credit memos. The company fosters an enriching environment that emphasizes personal growth and collaboration among talented colleagues. If you have a strong background in risk management and a passion for driving innovation in financial services, this opportunity could be your next career milestone.

Qualifications

• 9+ years in Risk Management or Credit Risk, with 5 years in Leveraged Finance Risk.
• Expertise in financial statement analysis and credit policies.

Responsibilities

• Analyze and oversee credit quality of assigned portfolios.
• Participate in due diligence calls and shape credit memos.

Skills

Risk Management

Credit Risk

Financial Statement Analysis

Communication Skills

Regulatory Risk Evaluation

Education

Bachelor's Degree

Job description

VP, Senior Leveraged Finance Credit Risk Associate

Join to apply for the VP, Senior Leveraged Finance Credit Risk Associate role at Santander Bank, N.A.

VP, Senior Leveraged Finance Credit Risk Associate

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Join to apply for the VP, Senior Leveraged Finance Credit Risk Associate role at Santander Bank, N.A.

Your Journey Starts Here

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

Role Overview

The Sr. Associate, Credit Risk, is responsible for risk analysis and independent oversight of credit quality of assigned portfolios within the US Leveraged Finance Risk team. Responsibilities include participating in due diligence calls, shaping credit memos alongside the 1st Line of Defense (1LOD), providing challenge around risk ratings, credit analysis, and financial projections, and making recommendations to senior management.

This role involves reviewing, analyzing, and evaluating the company's credit risk management program to reduce operating losses and protect assets. The incumbent will also identify opportunities for efficiency and risk reduction.

Essential Functions

• Setting credit risk ratings on assigned portfolios.
• Partnering with all lines of defense to meet expectations.
• Participating in client due diligence discussions and forming opinions on transactions.
• Providing challenge to 1LOD on transactions and risk ratings.
• Ensuring adherence to policies and procedures.
• Collaborating with coverage teams, Front Office, and monitoring portfolio performance.

Qualifications

• Bachelor's Degree or equivalent experience (Required)
• 9+ years in Risk Management, Credit Risk, or Internal Audit, with at least 5 years in Leveraged Finance Risk (Required)
• Expertise in financial statement analysis, credit policies, and regulatory risks.
• Experience in evaluating transactions, monitoring client performance, and interacting with regulators.
• Deep understanding of banking products including derivatives and treasury products.
• Strong communication skills and ability to work independently and in teams.

Preferred

Established work history or equivalent demonstrated through experience, training, military service, or education.

Risk Culture

We promote a proactive approach to risk management at all levels.

EEO Statement

We value diversity and are an equal opportunity employer. All qualified applicants will receive consideration without regard to protected characteristics.

Working Conditions

Minimal physical effort required; occasional lifting of light equipment may be necessary.

Next Steps

Review internal eligibility guidelines. If interested, please apply. For accommodations, contact [e-mail].

Location: New York, NY

Salary Range: $101,250 - $185,000/year