Asset-Backed Securities Analyst: Modeling & Execution

Banco Santander SA; United States; On-site; USD 110,000 - 135,000; Full time

Job summary

Santander is seeking a CIB Asset Backed Securities Analyst in the United States to join the Securitized Product Group. You will support origination, structuring, and execution of ABS transactions across consumer and commercial sectors.

The role requires strong financial modeling, analytical skills, and proficiency with Excel, Intex, and CAS. You will collaborate with risk, legal, and operations teams and interact with rating agencies and investors.

Qualifications

• Bachelor’s degree in Finance, Economics, Business, Mathematics, or related quantitative discipline.
• Advanced degree or relevant professional designation is a plus.
• Minimum of 1 year of experience in securitized products, structured finance, asset-backed securities, or related capital markets disciplines.

Responsibilities

• Analyze collateral performance data, historical asset performance, collateral tapes, and comparable transactions.
• Build and maintain financial models to project cash flows, evaluate transaction structures, and perform scenario and sensitivity analyses.
• Develop knowledge of rating agency methodologies, credit considerations, and market developments across securitized products sectors.
• Support the execution of securitization and structured finance transactions from origination through closing.
• Coordinate with external stakeholders, including rating agencies, investors, accounting firms, trustees, and legal counsel.
• Partner with internal teams, including Risk, Syndicate, Legal, Compliance, and Operations.
• Review transaction documentation, including credit agreements, offering memoranda, indentures, and related legal documents.
• Prepare internal credit memoranda, client presentations, marketing materials, and pitch books.
• Assist with transaction structuring, due diligence, and investor communication efforts.
• Monitor market trends and provide analytical support for new business opportunities.

Skills

Financial modeling

Structured finance

Credit analysis

Excel

Intex

CAS

Securitization knowledge

Communication skills

Presentation skills

Time management

Education

Bachelor’s degree in Finance, Economics, Business, Mathematics

Advanced degree or professional designation (plus)

Job description

Santander is seeking a CIB Asset Backed Securities Analyst in the United States to join the Securitized Product Group. You will support origination, structuring, and execution of ABS transactions across consumer and commercial sectors.

The role requires strong financial modeling, analytical skills, and proficiency with Excel, Intex, and CAS. You will collaborate with risk, legal, and operations teams and interact with rating agencies and investors.