Markets Financing Analyst - TRS & Repo Structuring

Santander Consumer USA Inc.; New York (NY); On-site; USD 110,000 - 135,000; Full time

Job summary

Santander Consumer USA Inc. is seeking a USA SCIB Product Specialist, Structuring Analyst to support the growth of the U.S. client franchise across total return swaps (TRS), repo, margin lending, and other secured financing products.

The role blends client coverage, transaction execution, financing analysis, portfolio monitoring, and the development of tools and analytics. You will collaborate with Sales, Trading, Risk, Legal, and Operations to deliver solutions and drive desk efficiency.

Qualifications

• Bachelors degree required or equivalent demonstrated through work experience, training, military service, or education.
• 12 years of experience financing credit assets in Markets, Repo, Securities Financing, Structured Credit Financing, or related role.
• Strong understanding of financing concepts (collateral, margin, haircuts, leverage, funding costs, regulatory capital, counterparty risk).
• Programming and data-analysis skills, including Python, with interest in building desk tools and automation.

Responsibilities

• Support origination, structuring, pricing, and execution of TRS, margin lending, repo, and other financing transactions for U.S. clients.
• Assist in developing client relationships, preparing client materials, and responding to client requests.
• Analyze transaction economics, collateral, liquidity, concentration, leverage, and counterparty risk.
• Build and enhance models, monitoring tools, dashboards, and automated processes to improve pricing, risk management, client coverage, and desk efficiency.
• Coordinate transaction execution with clients and internal partners across Risk, Legal, Operations, Finance, and other functions.
• Take increasing ownership of client activity, transaction analysis, execution, portfolio monitoring, and desk analytics.

Skills

Python

Data analysis

Excel

Financial modeling

Education

Bachelors Degree in Finance, Economics, Mathematics, Engineering, Computer Science, or related discipline

Job description

Santander Consumer USA Inc. is seeking a USA SCIB Product Specialist, Structuring Analyst to support the growth of the U.S. client franchise across total return swaps (TRS), repo, margin lending, and other secured financing products.

The role blends client coverage, transaction execution, financing analysis, portfolio monitoring, and the development of tools and analytics. You will collaborate with Sales, Trading, Risk, Legal, and Operations to deliver solutions and drive desk efficiency.