ABS Analytics & Structuring Analyst

Santander Consumer USA Inc.; New York (NY); On-site; USD 110,000 - 135,000; Full time

Job summary

Santander Consumer USA Inc. is seeking an Asset-Backed Securities (ABS) Analyst to join the Securitized Product Group.

You will support origination, structuring, and execution of ABS transactions across consumer and commercial sectors, combining strong analytical capabilities with deal execution experience. You'll analyze collateral performance, build cash-flow models in Excel using Intex and CAS, review credit agreements, and coordinate with rating agencies, investors, and legal counsel to move

Qualifications

• Bachelor’s degree in Finance, Economics, Business, Mathematics, or related quantitative discipline.
• Minimum 1 year of experience in securitized products, structured finance, asset-backed securities, or related capital markets disciplines.
• Proficiency with Excel and structured finance analytical tools, including Intex and CAS.

Responsibilities

• Analyze collateral performance data, historical asset performance, collateral tapes, and comparable transactions
• Build and maintain financial models to project cash flows, evaluate transaction structures, and perform scenario and sensitivity analyses
• Develop and maintain knowledge of rating agency methodologies, credit considerations, and market developments across securitized products sectors
• Support the execution of securitization and structured finance transactions from origination through closing
• Coordinate with external stakeholders, including rating agencies, investors, accounting firms, trustees, and legal counsel
• Prepare internal credit memoranda, client presentations, marketing materials, and pitch books
• Assist with transaction structuring, due diligence, and investor communication efforts
• Monitor market trends and provide analytical support for new business opportunities

Skills

Financial modeling

Analytical thinking

Communication skills

Team collaboration

Education

Bachelor’s degree in Finance, Economics, Business, Mathematics, or related quantitative discipline

Tools

Excel

Intex

CAS

Job description

Santander Consumer USA Inc. is seeking an Asset-Backed Securities (ABS) Analyst to join the Securitized Product Group.

You will support origination, structuring, and execution of ABS transactions across consumer and commercial sectors, combining strong analytical capabilities with deal execution experience. You'll analyze collateral performance, build cash-flow models in Excel using Intex and CAS, review credit agreements, and coordinate with rating agencies, investors, and legal counsel to move