AML Transaction Monitoring Specialist

Tata Consultancy Services Limited; Painesville (OH); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Discretionary annual incentive

Comprehensive medical coverage

Parental leaves

Identity theft protection

Certification & training reimbursement

Job summary

Tata Consultancy Services Limited (TCS) is seeking a detail-oriented AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team in the United States. You will review alerts, investigate suspicious activity, analyze customer transaction behavior, and support AML compliance efforts across multiple systems.

The role requires strong analytical skills, a risk-based mindset, and the ability to identify unusual patterns while ensuring regulatory and internal policy compliance.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Admin, Economics, Criminal Justice, Risk Management, or related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Ops, Financial Crimes, or related fields.
• Working knowledge of BSA, AML regulations, OFAC sanctions, and Financial Crime frameworks.

Responsibilities

• Review AML alerts generated through FCRM systems.
• Investigate suspicious activities: structuring, high-risk/high-volume transactions, unusual behavior, sanctions concerns.
• Review up to 30 days of account history to assess transaction legitimacy and behavior.
• Conduct customer profile reviews to validate activity and identify inconsistencies.
• Prepare detailed case documentation with findings, evidence, and rationale.
• Ensure reviews comply with AML regulations and internal policies.
• Collaborate with compliance, risk and operations to support financial crime prevention.

Skills

AML Transaction Monitoring

KYC Compliance

Regulatory Knowledge

Analytical Thinking

Investigation Skills

Education

Bachelors degree in Finance/Accounting

Tools

AML case management tools

Transaction monitoring platforms

Job description

Tata Consultancy Services Limited (TCS) is seeking a detail-oriented AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team in the United States. You will review alerts, investigate suspicious activity, analyze customer transaction behavior, and support AML compliance efforts across multiple systems.

The role requires strong analytical skills, a risk-based mindset, and the ability to identify unusual patterns while ensuring regulatory and internal policy compliance.