AML Investigations Analyst – Transaction Monitoring

Tata Consultancy Services Limited; Bailey (CO); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Discretionary bonus

Comprehensive medical coverage

Parental leave

Identity theft protection

Certification & training reimbursement

Vacation & holidays

Job summary

Tata Consultancy Services Limited (TCS) in Bailey, CO is seeking a detail-oriented AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. You will review suspicious activity alerts, conduct investigations, analyze customer transaction behavior, and support AML compliance efforts.

The ideal candidate has strong investigative skills, a risk-based mindset, and the ability to identify unusual patterns while ensuring adherence to regulatory requirements and internal policies.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, OFAC sanctions requirements, Financial Crime Compliance frameworks.
• Experience reviewing transactional data and identifying suspicious activity indicators.
• Strong analytical and written communication skills.

Responsibilities

• Review and analyze AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate potentially suspicious activities, including structuring, high-risk/high-volume transactions, unusual customer behavior patterns, sanctions-related concerns, and other indicators.
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy.
• Conduct customer profile reviews to validate expected activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources.
• Assess transaction activity and determine whether alerts should be closed or escalated for enhanced investigation.
• Prepare detailed case documentation with findings, evidence, and rationale for decisions.
• Ensure all reviews comply with AML regulations, internal policies, and procedures.
• Collaborate with compliance, risk, and operational teams to support financial crime prevention initiatives.

Skills

Know Your Customer

Analytical thinking

Education

Bachelor's degree

CAMS certification (preferred)

Tools

AML platforms

AML case management tools

Job description

Tata Consultancy Services Limited (TCS) in Bailey, CO is seeking a detail-oriented AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. You will review suspicious activity alerts, conduct investigations, analyze customer transaction behavior, and support AML compliance efforts.

The ideal candidate has strong investigative skills, a risk-based mindset, and the ability to identify unusual patterns while ensuring adherence to regulatory requirements and internal policies.