AML Transaction Monitoring Specialist

Tata Consultancy Services Limited; Florida; On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Discretionary incentive

Comprehensive medical coverage

Parental leave

Identity theft protection

Commuter benefits

Certification reimbursement

Vacation and holidays

401K plan

Job summary

Tata Consultancy Services Limited is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team in Bonita Springs, FL. You will review alerts, investigate activity, and analyze customer behaviors to support AML regulatory compliance.

The role requires 1–3+ years in AML/Transaction Monitoring, strong analytical skills, and meticulous documentation. Collaboration with cross-functional teams and adherence to internal policies are essential.

Qualifications

• Bachelor's degree in a related discipline required.
• 1–3+ years experience in AML, Transaction Monitoring, KYC, Compliance Operations or related fields.
• Working knowledge of BSA, AML regulations, OFAC sanctions, and Financial Crime Compliance frameworks.
• Experience reviewing transactional data and identifying suspicious indicators.
• Strong analytical and critical thinking skills; ability to identify trends and risk indicators.
• Excellent attention to detail and ability to document findings; strong verbal and written communication.
• Ability to work in a fast-paced environment managing multiple investigations.

Responsibilities

• Review AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate potentially suspicious activities (structuring, high-risk/high-volume transactions, unusual behavior, sanctions concerns).
• Review alerted activity and evaluate up to 30 days of account history for legitimacy.
• Conduct customer profile reviews to validate activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources.
• Assess activity to decide whether alerts should be closed or escalated for enhanced investigation.
• Prepare detailed case documentation with findings and rationale.
• Ensure reviews comply with AML regulations and internal policies.
• Collaborate with compliance, risk and operational teams on financial crime prevention initiatives.

Skills

KYC

AML knowledge

Transaction monitoring

Analytical thinking

Attention to detail

Communication skills

Investigation skills

Education

Bachelor's degree in Finance, Accounting, Business Admin, Economics, Criminal Justice, Risk Management

Tools

Transaction Monitoring Platforms

AML case management tools

Job description

Tata Consultancy Services Limited is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team in Bonita Springs, FL. You will review alerts, investigate activity, and analyze customer behaviors to support AML regulatory compliance.

The role requires 1–3+ years in AML/Transaction Monitoring, strong analytical skills, and meticulous documentation. Collaboration with cross-functional teams and adherence to internal policies are essential.