AML Transaction Monitoring Analyst: Investigations & Compliance

Tata Consultancy Services Limited; Richmond (TX); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Comprehensive Medical Coverage (Health

Dental & Vision

Disability Planning & Insurance

401K Plan

Certification & Training Reimbursement

Vacation & Holidays

Parental Leaves

Job summary

Tata Consultancy Services Limited in Richmond, TX is seeking an AML Transaction Monitoring Analyst to review alerts, investigate suspicious activity, and analyze customer behavior in a fast-paced environment.

The role requires strong analytical skills, attention to detail, and the ability to document findings clearly while ensuring compliance with BSA/AML regulations and sanctions rules.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or a related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working knowledge of BSA, AML regulations, OFAC sanctions requirements and Financial Crime Compliance frameworks.
• Experience reviewing transactional data and identifying suspicious activity indicators.
• Strong analytical and critical thinking skills with ability to identify trends, anomalies, and risk indicators.
• Excellent attention to detail and ability to document findings accurately.
• Strong verbal and written communication skills.
• Ability to work effectively in a fast-paced environment while managing multiple investigations.

Responsibilities

• Review and analyze AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate potentially suspicious activities including structuring, high-risk/high-volume transactions, unusual customer behavior, sanctions concerns, and other indicators.
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.
• Conduct customer profile reviews to validate expected activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources to gather information.
• Assess transaction activity and determine whether alerts should be closed or escalated for enhanced investigation.
• Prepare detailed case documentation with findings, evidence, and rationale for decisions.
• Ensure reviews comply with AML regulations and internal policies.
• Collaborate with compliance, risk, and operational teams to support financial crime prevention initiatives.

Skills

Analytical skills

Attention to detail

Verbal communication

Written communication

Investigative skills

Risk-based mindset

Education

Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or related discipline

Tools

AML case management tools

Transaction monitoring platforms

Job description

Tata Consultancy Services Limited in Richmond, TX is seeking an AML Transaction Monitoring Analyst to review alerts, investigate suspicious activity, and analyze customer behavior in a fast-paced environment.

The role requires strong analytical skills, attention to detail, and the ability to document findings clearly while ensuring compliance with BSA/AML regulations and sanctions rules.