AML Analyst: Transactions & Investigations

Tata Consultancy Services Limited; Carrollton (TX); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Discretionary Incentive

Medical Coverage

Parental Leaves

Identity Theft Protection

Certification Reimbursement

Time Off

401K Plan

Job summary

Tata Consultancy Services Limited is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team in Carrollton, TX. You will review alerts, investigate suspicious activity, and analyze customer behavior to ensure adherence to AML laws and internal policies.

Responsibilities include reviewing alerts from FCRM systems, examining up to 30 days of history, and producing detailed case documentation.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or a related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.

Responsibilities

• Review AML alerts generated through Financial Crime Risk Management systems.
• Investigate potentially suspicious activities including structuring, high-risk/high-volume transactions, unusual customer behavior, sanctions concerns, and other indicators.
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.
• Conduct customer profile reviews to validate expected activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources to gather relevant information regarding transactions and parties.
• Assess transaction activity and determine whether alerts should be closed or escalated for enhanced investigation.
• Prepare detailed case documentation with findings, supporting evidence, and rationale for decisions.
• Ensure all reviews conform to AML regulations, internal policies, and compliance procedures.
• Collaborate with compliance, risk, and operations teams to support ongoing financial crime prevention initiatives.

Skills

Know Your Customer

Education

Bachelor's degree

Job description

Tata Consultancy Services Limited is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team in Carrollton, TX. You will review alerts, investigate suspicious activity, and analyze customer behavior to ensure adherence to AML laws and internal policies.

Responsibilities include reviewing alerts from FCRM systems, examining up to 30 days of history, and producing detailed case documentation.