AML Transaction Monitoring Specialist

Tata Consultancy Services; Midland (Beaver County); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Discretionary incentive

Comprehensive medical coverage

Parental leaves

Identity theft protection

Certification/training reimbursement

Vacation & holidays

401K plan

Job summary

Tata Consultancy Services (TCS) in the United States is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. You will review alerts, conduct investigations, analyze customer behavior, and support AML compliance efforts.

The role requires strong investigative skills, attention to detail, and the ability to document findings clearly while adhering to regulatory requirements.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working Knowledge Of: Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, OFAC sanctions requirements, Financial Crime Compliance frameworks.
• Experience reviewing transactional data and identifying suspicious activity indicators.
• Strong analytical and critical thinking skills with the ability to identify trends, anomalies, and risk indicators.
• Excellent attention to detail and ability to document findings accurately.
• Strong verbal and written communication skills.
• Ability to work effectively in a fast-paced environment while managing multiple investigations.

Responsibilities

• Review and analyze AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate Potentially Suspicious Activities, including structuring, high-risk/high-volume transactions, unusual customer behavior patterns, sanctions-related concerns, and other financial crime indicators.
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.
• Conduct customer profile reviews to validate expected account activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources to gather relevant information regarding transactions and associated parties.
• Assess transaction activity and determine whether alerts should be closed with no further action or escalated for enhanced investigation and review.
• Prepare detailed case documentation, including investigative findings, supporting evidence, and rationale for decisions.
• Ensure all reviews are conducted in accordance with AML regulations, internal policies, and compliance procedures.
• Collaborate with compliance, risk, and operational teams to support ongoing financial crime prevention initiatives.

Skills

Analytical thinking

Investigation skills

Data analysis

Regulatory compliance

Communication

Education

Bachelor's degree in Finance

Tools

AML case management tools

Job description

Tata Consultancy Services (TCS) in the United States is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. You will review alerts, conduct investigations, analyze customer behavior, and support AML compliance efforts.

The role requires strong investigative skills, attention to detail, and the ability to document findings clearly while adhering to regulatory requirements.