AML Transaction Monitoring Investigator

Tata Consultancy Services Limited; Cincinnati (OH); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Discretionary incentive

Comprehensive medical coverage

Family support leaves

Insurance options

Training reimbursement

Vacation & holidays

401K and bonuses

Job summary

Tata Consultancy Services Limited in Cincinnati, OH is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. You will review alerts, investigate suspicious activity, and support AML compliance efforts, applying risk-based judgment and documenting findings.

The ideal candidate has 1–3+ years in AML or related fields, strong analytical skills, and attention to detail. This role requires collaboration with compliance and risk teams in a fast-paced environment.

Qualifications

• Bachelor's degree in finance or related discipline.
• 1–3+ years in AML, transaction monitoring or related fields.
• Working knowledge of BSA, AML regulations, OFAC, and Financial Crime Compliance frameworks.
• Experience reviewing transaction data for suspicious activity indicators.

Responsibilities

• Review AML alerts and analyze activities in FCRM systems.
• Investigate suspicious activities (structuring, high-risk transactions, unusual behavior).
• Review up to 30 days of account history to assess legitimacy.
• Conduct customer profile reviews and validate activity.
• Gather information using internal systems and external sources for investigations.
• Decide whether alerts should be closed or escalated for enhanced review.
• Prepare detailed case documentation with findings and evidence.
• Ensure reviews comply with AML regulations and internal policies.
• Collaborate with compliance, risk, and operations teams.

Skills

AML knowledge

Analytical thinking

Attention to detail

Communication skills

KYC familiarity

Education

Bachelor's degree in finance or related

Tools

AML case management tools

FCRM systems

Job description

Tata Consultancy Services Limited in Cincinnati, OH is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. You will review alerts, investigate suspicious activity, and support AML compliance efforts, applying risk-based judgment and documenting findings.

The ideal candidate has 1–3+ years in AML or related fields, strong analytical skills, and attention to detail. This role requires collaboration with compliance and risk teams in a fast-paced environment.