AML Investigator: Transaction Monitoring & Analysis

Tata Consultancy Services Limited; Joliet (IL); Vor Ort; USD 60.000 - 80.000; Vollzeit

Benefits dieser Stelle

Discretionary bonus

Comprehensive medical coverage

Parental leaves

Identity Theft Protection

Commuter Benefits

Certification & Training Reimbursement

Vacation & Holidays

401K Plan

Zusammenfassung

Tata Consultancy Services Limited in Joliet, IL is seeking an AML Transaction Monitoring Analyst to review alerts, conduct investigations, and support AML compliance efforts. You will analyze customer transaction behavior, document findings, and collaborate with cross-functional teams to prevent financial crime.

The role requires 1–3+ years in AML or related fields, with knowledge of BSA, AML regulations, and sanctions screening.

Qualifikationen

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, OFAC sanctions requirements, and Financial Crime Compliance frameworks.
• Experience reviewing transactional data and identifying suspicious activity indicators.
• Strong analytical and critical thinking skills with the ability to identify trends, anomalies, and risk indicators.
• Excellent attention to detail and ability to document findings accurately.
• Strong verbal and written communication skills.
• Ability to work effectively in a fast-paced environment while managing multiple investigations.

Aufgaben

• Review and analyze AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate potentially suspicious activities including structuring, high-risk/high-volume transactions, unusual customer behavior patterns, sanctions concerns, and other financial crime indicators.
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.
• Conduct customer profile reviews to validate expected account activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources to gather relevant information regarding transactions and associated parties.
• Assess transaction activity and determine whether alerts should be closed or escalated for enhanced investigation and review.
• Prepare detailed case documentation, including investigative findings, supporting evidence, and rationale for decisions.
• Ensure all reviews are conducted in accordance with AML regulations, internal policies, and compliance procedures.
• Collaborate with compliance, risk, and operational teams to support ongoing financial crime prevention initiatives.

Kenntnisse

Know Your Customer

Ausbildung

Bachelor's degree

Jobbeschreibung

Tata Consultancy Services Limited in Joliet, IL is seeking an AML Transaction Monitoring Analyst to review alerts, conduct investigations, and support AML compliance efforts. You will analyze customer transaction behavior, document findings, and collaborate with cross-functional teams to prevent financial crime.

The role requires 1–3+ years in AML or related fields, with knowledge of BSA, AML regulations, and sanctions screening.