AML Compliance Tester III: Risk-Based Transaction Testing

Capital One; Melville (NY); Hybrid; USD 132,000 - 151,000; Full time

Job summary

Capital One is seeking an Anti-Money Laundering Compliance Tester III in Melville, NY. The role involves second-line defense testing of AML controls, risk-based transaction testing, and collaboration with IT and business areas to improve data sourcing.

You will validate adherence to AML laws such as BSA, USA PATRIOT Act, and related regulations. The position requires 2+ years in compliance testing or related fields, with strong problem-solving and communication skills.

Qualifications

• High School Diploma, GED or Equivalent Certification.
• At least 2 years of Compliance Testing, Compliance Monitoring, Quality Assurance, Audit Experience, AML investigation, or Fraud Investigation experience.
• Strong working knowledge of US and Canadian AML sanctions laws.
• Familiarity with SAR, CTR, and STR filing requirements.
• Strong problem-solving and conceptual thinking skills.
• ACAMS, CFE, or CFCS certification preferred.
• No sponsorship for employment authorization at this time.

Responsibilities

• Under team leadership, perform targeted, complex transaction testing for line of business compliance.
• Suggest changes to testing and perform high-risk testing when needed.
• Develop test plans and continually validate and improve test design.
• Manage testing schedules to meet deadlines and reporting.
• Obtain and analyze test data from multiple sources and document results per test plans.
• Support data sourcing improvements by partnering with business and IT to develop data sources.
• Review peer-tested transactions for accuracy and adherence to procedures.
• Submit test results in FUSE and retain evidence of results.

Skills

Problem solving

Communication

AML regulations

Education

High School Diploma or GED

Bachelor’s degree

Job description

Capital One is seeking an Anti-Money Laundering Compliance Tester III in Melville, NY. The role involves second-line defense testing of AML controls, risk-based transaction testing, and collaboration with IT and business areas to improve data sourcing.

You will validate adherence to AML laws such as BSA, USA PATRIOT Act, and related regulations. The position requires 2+ years in compliance testing or related fields, with strong problem-solving and communication skills.