Senior AML Compliance Tester — Risk & Controls Expert

Capital One; Wilmington (DE); On-site; USD 110,000 - 125,000; Full time

Job summary

Capital One seeks a Principal Corporate Compliance Tester (AML Tester) to execute complex, risk-based transaction testing under team leadership, validating adherence to BSA, USA PATRIOT ACT, PCMLTFA, and related laws. You will develop test plans, analyze data, document results, and support audits across multiple lines of business.

Required: 2+ years in compliance testing or AML investigations; preferred Bachelor’s degree and certifications (ACAMS/CFE/CFCS).

Qualifications

• High School Diploma, GED or Equivalent Certification.
• At least 2 years of Compliance Testing, Compliance Monitoring, Quality Assurance, Audit Experience, AML investigation, or Fraud Investigation experience.

Responsibilities

• Execute targeted, complex transaction testing for line of business compliance requirements.
• Develop test plans and validate/test design; improve data sourcing.
• Manage testing schedules and document results per plans and protocols.
• Review peers’ transaction tests for accuracy and adherence to procedures.
• Support and initiate efforts to improve data sourcing and collaborate with business/IT.

Skills

Compliance Testing

AML investigations

Fraud investigations

SAP/ICTT knowledge

Education

Bachelor’s degree

Tools

FUSE

Job description

Capital One seeks a Principal Corporate Compliance Tester (AML Tester) to execute complex, risk-based transaction testing under team leadership, validating adherence to BSA, USA PATRIOT ACT, PCMLTFA, and related laws. You will develop test plans, analyze data, document results, and support audits across multiple lines of business.

Required: 2+ years in compliance testing or AML investigations; preferred Bachelor’s degree and certifications (ACAMS/CFE/CFCS).