AML Compliance Tester III: Risk-Based Testing & Controls

Socket.dev; Wilmington (VA); On-site; USD 110,000 - 125,000; Full time

Job summary

Capital One is seeking an AML Compliance Tester III in the Wilmington region to execute risk-based transaction testing under supervision. The role validates adherence to AML laws such as BSA, Patriot Act, and PCMLTFA, and supports audits.

Qualifications include 2+ years in compliance testing or related fields, with strong problem-solving and communication skills. Preferred candidates hold a Bachelor's degree and ACAMS/CFE/CFCS certification.

Qualifications

• Requires at least 2 years of Compliance Testing, Compliance Monitoring, QA, Audit, AML or Fraud Investigation experience.
• Strong knowledge of US/Canada AML laws and regulations related to SAR/CTR/STR filings preferred.
• Excellent communication and problem‑solving skills are essential.

Responsibilities

• Execute targeted, complex transaction testing under team leadership.
• Develop and validate test plans and testing protocols.
• Manage testing schedules and ensure timely reporting.
• Obtain and analyze data from multiple sources and document results.
• Improve data sourcing and collaborate with business/IT on data sources.
• Review peers' transaction tests for accuracy and adherence to procedures.
• Submit test results in FUSE and retain supporting documents.
• Build strong relationships with Compliance Advisors and Business Areas.
• Support ICTT and Compliance audits as needed.

Skills

Compliance testing

Analytical thinking

Communication skills

Risk assessment

Education

High School Diploma or GED

Bachelor’s degree (preferred)

Job description

Capital One is seeking an AML Compliance Tester III in the Wilmington region to execute risk-based transaction testing under supervision. The role validates adherence to AML laws such as BSA, Patriot Act, and PCMLTFA, and supports audits.

Qualifications include 2+ years in compliance testing or related fields, with strong problem-solving and communication skills. Preferred candidates hold a Bachelor's degree and ACAMS/CFE/CFCS certification.