AML Analyst - Investigations & Transaction Monitoring

Tata Consultancy Services Limited; Lowellville (OH); Vor Ort; USD 60.000 - 80.000; Vollzeit

Benefits dieser Stelle

Medical Coverage

Parental Leave

401K Plan

Training Reimbursement

Zusammenfassung

Tata Consultancy Services Limited in Lowellville, OH is seeking an Analyst to review AML alerts and investigate potentially suspicious activities. You will examine up to 30 days of account history, validate customer behavior, and determine if cases should be closed or escalated.

Strong analytical skills and knowledge of BSA/AML rules are essential. Preferred CAMS certification and experience with AML platforms and case-management tools will strengthen candidacy.

Qualifikationen

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or a related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, OFAC sanctions requirements, Financial Crime Compliance frameworks.

Aufgaben

• Review AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate potentially suspicious activities, including structuring, high-risk/high-volume transactions, unusual customer behavior patterns, sanctions-related concerns, and other indicators.
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.
• Conduct customer profile reviews to validate expected account activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources to gather information on transactions and involved parties.
• Assess transaction activity and determine whether alerts should be closed with no action or escalated for enhanced investigation.
• Prepare detailed case documentation with investigative findings, supporting evidence, and rationale for decisions.
• Ensure all reviews comply with AML regulations, internal policies, and compliance procedures.
• Collaborate with compliance, risk, and operations teams to support ongoing financial crime prevention.

Kenntnisse

Know Your Customer

BSA

AML regulations

OFAC sanctions

Financial crime frameworks

Data review

Analytical thinking

Documentation of findings

Effective communication

Multi-task handling

Ausbildung

Bachelor's degree in Finance/Accounting/Business

Tools

AML monitoring platforms

AML case management tools

Jobbeschreibung

Tata Consultancy Services Limited in Lowellville, OH is seeking an Analyst to review AML alerts and investigate potentially suspicious activities. You will examine up to 30 days of account history, validate customer behavior, and determine if cases should be closed or escalated.

Strong analytical skills and knowledge of BSA/AML rules are essential. Preferred CAMS certification and experience with AML platforms and case-management tools will strengthen candidacy.