Financial Crime Analyst

Flex; United States; On-site; USD 60,000 - 80,000; Full time

Job summary

Flex is seeking a detail-oriented analyst for the Financial Crime team to review transaction monitoring alerts and conduct KYC due diligence. This is an excellent opportunity for someone early in their compliance career to gain expertise in a dynamic fintech environment.

Ideal candidates will have 1-2 years of experience in BSA/AML compliance, strong written communication skills, and a high attention to detail. The position offers a salary range of $60,000 to $80,000 annually.

Qualifications

• 1–2 years of experience in BSA/AML compliance or related role.
• Working knowledge of KYC/CDD requirements.
• High attention to detail and effective prioritization.

Responsibilities

• Review transaction monitoring alerts and conduct KYC due diligence.
• Draft narratives and escalate higher-risk activity.
• Assist with quality assurance and process improvements.

Skills

BSA/AML compliance

Fraud operations

Strong written communication

Attention to detail

Queue management

Tools

Transaction monitoring platform

Job description

About the Role

Flex is looking for a curious, detail-oriented analyst to join our Financial Crime team. In this role, you will be reviewing transaction monitoring alerts, conducting KYC due diligence, and helping keep our platform and customers safe against money laundering, fraud, and other illicit activity. This is a great opportunity for someone early in their compliance career who wants to build deep expertise in a fast‑paced fintech environment and grow into broader program responsibilities over time.

What You'll Do

• Transaction Monitoring: Review and disposition transaction monitoring alerts, applying BSA/AML typologies to distinguish suspicious activity from false positives.
• Draft clear, well‑supported case narratives and escalated higher‑risk activity for supervisory review.
• Contribute to UAR/SAR filing support under the direction of senior team members.
• KYC & Customer Due Diligence: Conduct KYC reviews for new and existing customers, verifying identity documents and assessing risk profiles.
• Identify customers that warrant enhanced due diligence (EDD) and flag for escalation.
• Maintain accurate, complete records in our case management system.
• Program Support: Assist with periodic quality assurance and file reviews, including for our bank partner program.
• Help identify patterns or process gaps that could improve detection coverage or review efficiency.
• Participate in team training and stay current on evolving AML typologies and regulatory guidance.

What We're Looking For

• 1–2 years of experience in BSA/AML compliance, fraud operations, or a related financial crimes role (internship or co‑op experience considered).
• Working knowledge of KYC/CDD requirements and BSA obligations.
• Strong written communication—you can explain why something is or isn’t suspicious in plain language.
• High attention to detail and comfort working through ambiguous or incomplete information.
• Ability to manage a queue and prioritize effectively.
• Embodies a growth mindset and brings a self‑driven mentality to your work.

Nice to Have

• Experience with a transaction monitoring platform (e.g., Sardine, Unit21, Actimize, or similar).
• Exposure to fintech, payments, or BaaS program compliance.
• CAMS or other AML certification in progress or completed.

Salary: 60000 - 80000 USD a year