AI-Powered Commercial Underwriter

BillD; Austin (TX); On-site; USD 90,000 - 125,000; Full time

Benefits offered by this job

Highly competitive salary

Top class benefits

Unlimited PTO

Office lunches monthly

Job summary

Billd, a fast-growing fintech in Austin, seeks an experienced underwriter to lead contractor onboarding, diligence, and credit decisioning. You will evaluate credit reports, bank statements, and background checks while refining underwriting policies.

The role requires cross-department collaboration to manage risk in a dynamic, startup-like environment. The ideal candidate has 2+ years in commercial underwriting, strong analytical skills with Excel/SQL, and familiarity with Salesforce and

Qualifications

• Bachelor's degree required.
• 2+ years in commercial underwriting roles or business credit analysis.
• Experience with commercial construction is preferred but not required.
• Familiar with Salesforce or comparable CRM/ERP systems.
• Familiar with diligence tools such as Experian, LexisNexis, and consumer credit reports.
• Startup experience a plus.

Responsibilities

• Own contractor onboarding, including diligence, underwriting, and credit limit determination.
• Complete daily diligence on contractor accounts and summarize underwriting methodology and risk factors.
• Monitor contractor portfolio for re-diligence and risk.
• Perform comprehensive underwriting including credit reports, bank statements, and background checks.
• Identify discrepancies to protect Billd from fraud and improve underwriting processes.
• Collaborate with internal sales and leadership teams.

Skills

Underwriting

Credit analysis

Excel

SQL

Artificial Intelligence

Communication

Education

Bachelor's degree

Tools

Salesforce

LexisNexis

Experian Business

Job description

Billd, a fast-growing fintech in Austin, seeks an experienced underwriter to lead contractor onboarding, diligence, and credit decisioning. You will evaluate credit reports, bank statements, and background checks while refining underwriting policies.

The role requires cross-department collaboration to manage risk in a dynamic, startup-like environment. The ideal candidate has 2+ years in commercial underwriting, strong analytical skills with Excel/SQL, and familiarity with Salesforce and