AI-Driven Credit Risk Practice Lead

EXL; San Francisco (CA); On-site; USD 202,000 - 280,000; Full time

Job summary

EXL Analytics invites a Credit Risk Practice Lead to steer onshore consulting and delivery for banking/fintech, covering credit risk, fraud, collections, and model development. You will own senior client relationships and guide AI-enabled solutions from framing to delivery.

You will lead experienced teams across client engagements, setting governance and quality standards while growing engagements with strategic accounts.

Qualifications

• 12+ years in credit risk and analytics for banking/fintech, including consulting, design, and client mgmt.
• Experience leading onshore delivery teams and multiple client accounts.
• Proven senior client relationship management with C-level executives.
• Experience across credit risk strategy, fraud, collections, and model development; AI/GenAI a plus.
• Leadership, problem solving and people mgmt with hiring high-performing teams.
• Master’s or BA/BS in Economics, Statistics, CS/Engineering, OR or related field.

Responsibilities

• Serve as practice leader for fintech/digital lending accounts, owning end-to-end onshore delivery across credit risk, fraud, collections, and modeling workstreams.
• Manage, mentor and develop a team of onshore consultants and managers deployed across client engagements, owning performance management, coaching, and career development
• Serve as the senior client contact for assigned accounts, engaging with C-level and senior executives; lead business reviews, manage escalations, and ensure high client satisfaction
• Drive projects end to end: scope, plan, staff, and oversee execution of analytical and strategic initiatives, ensuring quality and on-time delivery
• Own hiring and growth of the onshore team: define role requirements, recruit, interview, and onboard new consultants to support account expansion.
• Lead AI solutioning for clients, translating lending business challenges into AI/ML and GenAI-enabled solutions, from problem framing through solution design and delivery.
• Act as a credit risk subject matter expert, delivering SME presentations, industry perspectives, and best-practice recommendations to client leadership teams
• Collaborate with offshore teams and practice leadership to ensure seamless, integrated global delivery.
• Establish delivery governance, best practices, and quality standards across accounts, and identify opportunities to grow and expand existing engagements.

Skills

Credit risk

Leadership

Client management

AI/ML experience

SQL

Python

Education

Master’s in quantitative field

BA/BS acceptable

Tools

SQL

Python

Job description

EXL Analytics invites a Credit Risk Practice Lead to steer onshore consulting and delivery for banking/fintech, covering credit risk, fraud, collections, and model development. You will own senior client relationships and guide AI-enabled solutions from framing to delivery.

You will lead experienced teams across client engagements, setting governance and quality standards while growing engagements with strategic accounts.