Senior Credit Risk Analytics Leader Remote

EXL; Jersey City (NJ); Remote; USD 130,000 - 170,000; Full time

Job summary

EXL in Jersey City is seeking a senior client-facing leader to transform credit risk reporting for a major US banking client, blending risk analytics with delivery leadership of a large-scale reporting automation program. You will analyze portfolio performance, identify trends in delinquency and loss movements, and present risk narratives to senior risk leadership each cycle.

You will manage end-to-end automation with data engineering, prioritize builds, validate outputs, and own stakeholder

Qualifications

• Min. 4 years of consumer credit risk analytics experience at a bank or consumer lender.
• Proven ability to present and defend risk positions with senior stakeholders.
• Familiarity with modern data environments (Databricks/Snowflake) and experience guiding reporting automation or analytics modernization preferred

Responsibilities

• Portfolio performance analytics and risk insight - Analyze credit performance across consumer book: identify emerging trends, drivers of delinquency and loss movements, assess performance against risk appetite, connect portfolio outcomes to underlying credit strategy — acquisition quality, line management, and loss mitigation.
• Lead the reporting automation program — Manage the end-to-end automation of risk reporting suite in partnership with the data engineering team responsible for the automation: prioritize build, ensure business logic and analytical intent are correctly implemented, and own validation and sign-off on automated outputs.
• Own client engagement — Manage senior risk stakeholders, drive program roadmap, and be accountable for delivery.

Skills

Credit risk analytics

Stakeholder communication

Data platforms

Tools

Databricks

Snowflake

Job description

EXL in Jersey City is seeking a senior client-facing leader to transform credit risk reporting for a major US banking client, blending risk analytics with delivery leadership of a large-scale reporting automation program. You will analyze portfolio performance, identify trends in delinquency and loss movements, and present risk narratives to senior risk leadership each cycle.

You will manage end-to-end automation with data engineering, prioritize builds, validate outputs, and own stakeholder