AI-Driven Compliance Testing Analyst

Kikoff; San Francisco (CA); On-site; USD 100,000 - 150,000; Full time

Job summary

Kikoff seeks a Compliance Testing professional to assess BSA/AML, sanctions monitoring, and regulatory obligations across consumer financial services. You will design practical tests, build AI-assisted tooling, and report findings to leadership and bank partners.

This role emphasizes rigorous testing, clear conclusions, and scalable methodologies in a fast-growing fintech. Join a high-ownership team focusing on risk controls, regulatory alignment, and impactful testing that supports growth and

Qualifications

• 4+ years in compliance testing, monitoring, internal audit, or regulatory assurance in consumer financial services.
• You can turn a broad risk into a bounded, defensible review with clear objective, population, evidence plan, test procedures, and conclusion.
• Experience using SQL or BI tools to define populations and collect evidence.

Responsibilities

• Execute risk-based testing and monitoring reviews from scoping through remediation validation, including population definition, sampling, evidence, analysis, findings, and reporting.
• Perform second-line BSA/AML and sanctions monitoring, investigate what comes through, and support required regulatory reporting.
• Help build and run AI tooling with Legal, Compliance, and Engineering that sorts monitoring exceptions and handles routine tests, with human oversight.
• Translate regulatory obligations and customer-outcome risks into precise control questions, test procedures, and failure criteria, testing both control design and production operation.
• Test the controls across fair lending, FCRA and credit furnishing, UDAAP, Reg E, Reg Z, ECOA/Reg B, servicing and collections, privacy, and marketing review.
• Produce testing and monitoring reporting for Compliance leadership, bank partner, and governance committees, and support regulatory examinations and internal audit.
• Contribute to our testing methodology, templates, and quality standards as coverage expands with the business.

Skills

SQL

BI tools

AI tooling

Education

CRCM

CAMS

CIA

CISA

CPA

Tools

Amplitude

Jira

Notion

GRC platform

Job description

Kikoff seeks a Compliance Testing professional to assess BSA/AML, sanctions monitoring, and regulatory obligations across consumer financial services. You will design practical tests, build AI-assisted tooling, and report findings to leadership and bank partners.

This role emphasizes rigorous testing, clear conclusions, and scalable methodologies in a fast-growing fintech. Join a high-ownership team focusing on risk controls, regulatory alignment, and impactful testing that supports growth and