Senior Compliance Testing Analyst — BSA/AML & AI Tools

Portage Ventures GP Inc.; California; On-site; USD 100,000 - 150,000; Full time

Job summary

Kikoff is seeking an experienced Compliance Testing Specialist to verify controls for consumer financial services and our BSA/AML program. You will build and run AI-driven testing with oversight and document findings for regulators and partners, ensuring adherence to policy and risk standards.

You will translate regulatory obligations into precise test procedures, perform second-line monitoring, and contribute to our testing framework as the business scales.

Qualifications

• 4+ years in compliance testing, monitoring, internal audit, or regulatory assurance in consumer financial services.
• Turn broad risk into bounded reviews with objective, population, evidence plan, tests, and defensible conclusions.
• Deep knowledge of consumer protection regs: UDAAP, FCRA, fair lending, Reg E, Reg Z.
• BSA/AML and sanctions experience with clear narrative for reviewers.
• Able to use AI in work with prudent judgment about its trust and limits.

Responsibilities

• Execute risk-based testing and monitoring from scoping to remediation validation.
• Perform second-line BSA/AML and sanctions monitoring and support regulatory reporting.
• Build and run AI tooling with Legal, Compliance, and Engineering while maintaining oversight.
• Translate obligations into precise test procedures and failure criteria for controls.
• Test controls across fair lending, FCRA, UDAAP, Reg E, Reg Z, ECOA/Reg B, privacy, and marketing.
• Produce testing reports for leadership, bank partners, governance, and audits.
• Contribute to testing methodology, templates, and quality standards as business grows.

Skills

SQL

BI tools

Regulatory knowledge

Compliance testing

AI tooling

Documentation

Risk assessment

Tools

Amplitude

Jira

Notion

GRC platform

Job description

Kikoff is seeking an experienced Compliance Testing Specialist to verify controls for consumer financial services and our BSA/AML program. You will build and run AI-driven testing with oversight and document findings for regulators and partners, ensuring adherence to policy and risk standards.

You will translate regulatory obligations into precise test procedures, perform second-line monitoring, and contribute to our testing framework as the business scales.