Agricultural Lending & Relationship Manager (Bonus Eligible)

First Mid-Illinois Bancshares, Inc.; Mount Pleasant (IA); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health, dental & vision with HSA match

401(k) with employer match + ESPP

Generous PTO + paid holidays

Tuition reimbursement

Performance-based bonuses

Job summary

First Mid Bancshares, Inc. seeks a dedicated agricultural lender to grow relationships with farmers, agribusinesses, and rural customers. You will analyze financial data, evaluate collateral, and manage a diverse loan portfolio across agricultural and commercial lines.

The role emphasizes credit analysis, risk assessment, and cross-selling banking services while supporting community development and sound financial performance.

Qualifications

• Bachelor’s degree or equivalent in banking-related field with focus on agricultural lending.
• 3+ years in agricultural or commercial lending with farm finance knowledge.
• Experience developing agricultural loan and deposit relationships preferred.

Responsibilities

• Manages a portfolio of agricultural and commercial loans and deposits.
• Develops relationships with farmers, producers, and agribusiness customers.
• Conducts farm and business visits to evaluate operations and collateral.
• Analyzes credit requests, prepares approval packages, and assesses risk.
• Solicits new lending opportunities and negotiates loan terms.
• Cross-sells bank services including treasury, insurance, and wealth products.

Skills

Agricultural lending

Credit analysis

Portfolio management

Relationship management

Business development

Regulatory knowledge

Communication skills

Education

Bachelor’s degree in Agricultural Business, Finance, Business Administration, Economics, or related field

Job description

First Mid Bancshares, Inc. seeks a dedicated agricultural lender to grow relationships with farmers, agribusinesses, and rural customers. You will analyze financial data, evaluate collateral, and manage a diverse loan portfolio across agricultural and commercial lines.

The role emphasizes credit analysis, risk assessment, and cross-selling banking services while supporting community development and sound financial performance.