Agricultural Credit Analyst II - Underwriting & Portfolio

Wilbur-Ellis; Provo (UT); Vor Ort; USD 55.000 - 85.000; Vollzeit

Benefits dieser Stelle

Annual discretionary bonus

Vacation and holidays

401(k) with company match up to 7%

Health, dental, vision, and mental健康

Zusammenfassung

Wilbur-Ellis is seeking a Credit Analyst II to support underwriting and portfolio management for large agricultural accounts. You will analyze financial statements, assess repayment capacity, and contribute to risk management across the enterprise.

Responsibilities include reviewing tax returns, consolidating financial data, and assisting with collections and security filings. A bachelor’s degree in finance or related field is preferred, with 2+ years in credit analysis or banking.

Qualifikationen

• 2+ years of credit analysis, underwriting, banking, commercial finance, or agricultural lending experience.
• Strong financial statement and cash flow analysis skills.
• Knowledge of credit underwriting and risk assessment.
• Intermediate analytical skills with the ability to interpret data and make informed decisions.
• Knowledge of risk management practices and ability to align with credit policies.
• Proficiency in Microsoft Office applications: Word, Excel, Outlook.

Aufgaben

• Underwrite and analyze large agricultural accounts, often with credit limits over $500,000.
• Support Senior Credit Analyst and Credit Managers in portfolio management and receivables.
• Conduct financial statement analysis, tax returns, and cash flow reviews to evaluate repayment capacity.
• Draft security agreements and perform lien priority analysis per UCC rules.
• Assist with collections and support risk management and regulatory compliance.

Kenntnisse

Credit analysis

Financial statement analysis

Cash flow analysis

Industry knowledge

MS Excel

Risk assessment

Communication

Ausbildung

Bachelor’s degree in finance, accounting, business, or agriculture-related field

Tools

Excel

Outlook

Jobbeschreibung

Wilbur-Ellis is seeking a Credit Analyst II to support underwriting and portfolio management for large agricultural accounts. You will analyze financial statements, assess repayment capacity, and contribute to risk management across the enterprise.

Responsibilities include reviewing tax returns, consolidating financial data, and assisting with collections and security filings. A bachelor’s degree in finance or related field is preferred, with 2+ years in credit analysis or banking.