Agri Business Underwriting Specialist

Capital Insurance Group; Spokane (WA); Hybrid; USD 81,000 - 136,000; Full time

Benefits offered by this job

Paid Time Off

Bonus programs

401k with match

Health benefits

Job summary

Capital Insurance Group in Spokane, WA seeks a technical underwriting specialist to evaluate small‑to‑mid‑market agribusiness risks in a defined territory. Under supervision, you will review submissions for risk, pricing, and fit with guidelines while building strong agency relationships to grow business and profitability.

Required: college degree (or equivalent) and 5–10 years underwriting experience; coursework such as AFIS, CPCU, AU, ARM or CIC.

Qualifications

• College degree (or equivalent experience) and five to ten years of progressively challenging experience writing small to medium sized risks as an agri business underwriter.
• Completion of technical insurance coursework such as AFIS, CPCU, AU, ARM, CRM or CIC.

Responsibilities

• Evaluate small to middle market agri business risks within a defined territory.
• Build strong agency relationships to develop new business opportunities and manage profitability.
• Adhere to underwriting guidelines and participate in training and territory analysis.

Skills

Underwriting principles

Communication skills

Analytical skills

Travel willingness

Education

Bachelor's degree or equivalent

AFIS/CPCU/AU/ARM/CIC coursework

Job description

Career Opportunities with California Capital Insurance

A great place to work.

Share with friends or Subscribe!

Current job opportunities are posted here as they become available.

Subscribe to our RSS feeds to receive instant updates as new positions become available.

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why Choose CIG’s Underwriting Team?

This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!

Accrue twenty-one days of Paid Time Off during your first year

Up to eighty-seven percent of benefits covered by CIG for you and your family members

One hundred percent covered plans

Basic Life & AD&D

Employee Assistance

Leave Management

Long Term Disability

Short Term Disability (Outside of CA)

Family Caregiver Support (Homethrive)

Child Care Resources (Tootris)

Business Travel Accident Protection

Voluntary benefit offerings

Short-term (CA only)

Voluntary Life AD&D self, spouse and child plans

Flexible Spending

Health Savings (HSA)

Hospital Indemnity

Critical Illness

ARAG Legal Services

Norton LifeLock

Above and Beyond Reward Recognition Program

Quarterly Above and Beyond Bonus Program

Annual Above and Beyond Bonus Program

Competitive compensation

Base compensation

Salary Management Spot Bonuses

Annual Incentive/Profit sharing program, potential payout annually based on company results.

Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more

Insurance Educational reimbursement and bonus programs

Employee Referral Bonus Program

You have a voice! You are encouraged to share your voice through multiple channels, get involved with our Employee Experience and DEI committees to drive and continue the health and wellbeing of our organization for everyone.

Home and Auto Insurance Discount Program.

Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!

Retirement savings benefit (401k and Roth + match)

Wellness platform, tools and events

Health Savings Account – match

Financial Wellness Resources

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).

Job Overview

This position operates as a technical underwriter specialist and is responsible for the evaluation of small to middle market risks within a defined business territory. Under general supervision, this position reviews individual submissions for Agri business lines of insurance to evaluate risk attributes, pricing, and business fit within Company guidelines and policies. This position is responsible for building strong agency relationships to develop new business opportunities; retain a strong renewal book of business and manage the overall book to profitability metrics. The Underwriting Specialist will typically work with top or middle tier agents as well as evaluate more complex and sophisticated commercial risks within the region. The Specialist is expected to make production calls and develop new business production. This assignment must adhere to underwriting guidelines for service and authority. This assignment may be directed to perform other underwriting duties including quality control, mentoring, territory analysis, and agency training.

Minimum Requirements

Education and Experience:

• College degree (or equivalent experience) and five to ten years of progressively challenging experience writing small to medium sized small business and middle market risks as an agri business underwriter.
• This individual must have demonstrated ability to apply sound underwriting principles and manage an underwriting workload with limited supervision.
• Completion of technical insurance coursework preferred, such as AFIS, CPCU, AU, ARM, CRM or CIC.

Knowledge of:

• Underwriting principles, procedures, rules and regulations
• Rating plans (ISO or similar) and agri business lines of coverage
• Knowledge of social, economic and competitive aspects of territory assigned
• National and local business conditions and trends
• Underwriting and marketing philosophy and procedure
• Correct English usage, including spelling, grammar, punctuation, and vocabulary
• Basic mathematics and the application of formulas

Ability to:

• Correlate risk factors to underwriting standards to determine acceptance of risk
• Produce accurately and consistently to meet deadlines within service and production standards
• Analyze problems and develop effective solutions
• Exchange ideas, information and influence others through effective communication
• Function in a collaborative and positive team work environment
• Demonstrate commitment to professional development to improve knowledge and skills to advance job performance
• Must maintain a valid drivers’ license and accommodate routine business travel
• Regional Underwriting Team Lead

Salary Range:

$81,380.00 - $135,633.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.