Agri Business Underwriting Specialist

Capital Insurance Group; Roseville (CA); Hybrid; USD 81,000 - 136,000; Full time

Benefits offered by this job

Paid Time Off

Health, dental, vision plans

Life Insurance & AD&D

401(k) with match

Employee Assistance

Wellness resources

Bonus programs

Job summary

Capital Insurance Group in Roseville, CA is seeking a technical underwriter specialist to evaluate small to middle market agribusiness risks within defined guidelines and build strong agency relationships to grow the book. This is a hybrid-eligible role with office days and work-from-home options.

The successful candidate will manage production, mentor others as needed, and stay aligned with company policies while advancing profitability and growth in the region.

Qualifications

• College degree (or equivalent experience) and 5–10 years of progressively challenging experience underwriting small to medium sized agri business and middle market risks.
• Ability to apply underwriting principles and manage an underwriting workload with limited supervision.
• Completion of technical insurance coursework preferred, such as AFIS, CPCU, AU, ARM, CRM or CIC.

Responsibilities

• Evaluate small to middle market agribusiness risks and pricing within Company guidelines.
• Build strong agency relationships to develop new business opportunities and retain a strong renewal book.
• Make production calls and develop new business production while adhering to underwriting guidelines.

Skills

Correlate risk factors

Produce accurately and on time

Effective communication

Education

College degree or equivalent experience

Insurance coursework (AFIS/CPCU/AU/ARM/CRM/CIC)

Job description

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why Choose CIG’s Underwriting Team?

This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!

Benefits

• Accrue twenty-one days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits covered by CIG for you and your family members
  • Medical, dental, vision plans
  • One hundred percent covered plans
    • Basic Life & AD&D
    • Employee Assistance
    • Leave Management
    • Long Term Disability
    • Short Term Disability (Outside of CA)
    • Family Caregiver Support (Homethrive)
    • Child Care Resources (Tootris)
    • Business Travel Accident Protection
• Voluntary benefit offerings
  • Short-term (CA only)
  • Voluntary Life AD&D self, spouse and child plans
  • Flexible Spending
  • Health Savings (HSA)
  • Hospital Indemnity
  • Accidental Injury
  • Critical Illness
  • ARAG Legal Services
  • Norton LifeLock
• Nine paid holidays, plus two floating holidays
• Above and Beyond Reward Recognition Program
  • Kudos & Shout Out Points Program
  • Quarterly Above and Beyond Bonus Program
  • Annual Above and Beyond Bonus Program
• Competitive compensation
  • Base compensation
  • Salary Management Spot Bonuses
  • Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Discount partnerships
  • Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• You have a voice! You are encouraged to share your voice through multiple channels, get involved with our Employee Experience and DEI committees to drive and continue the health and wellbeing of our organization for everyone.
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Health & Financial Wellness
  • Wellness platform, tools and events
  • Health Savings Account – match
  • Financial Wellness Resources

Work Environment

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).

Job Overview

This position operates as a technical underwriter specialist and is responsible for the evaluation of small to middle market risks within a defined business territory. Under general supervision, this position reviews individual submissions for Agri business lines of insurance to evaluate risk attributes, pricing, and business fit within Company guidelines and policies. This position is responsible for building strong agency relationships to develop new business opportunities; retain a strong renewal book of business and manage the overall book to profitability metrics. The Underwriting Specialist will typically work with top or middle tier agents as well as evaluate more complex and sophisticated commercial risks within the region. The Specialist is expected to make production calls and develop new business production. This assignment must adhere to underwriting guidelines for service and authority. This assignment may be directed to perform other underwriting duties including quality control, mentoring, territory analysis, and agency training.

Minimum Requirements

Education and Experience:

• College degree (or equivalent experience) and five to ten years of progressively challenging experience writing small to medium sized small business and middle market risks as an agri business underwriter.
• This individual must have demonstrated ability to apply sound underwriting principles and manage an underwriting workload with limited supervision.
• Completion of technical insurance coursework preferred, such as AFIS, CPCU, AU, ARM, CRM or CIC.

Knowledge Of

• Underwriting principles, procedures, rules and regulations
• Rating plans (ISO or similar) and agri business lines of coverage
• Knowledge of social, economic and competitive aspects of territory assigned
• National and local business conditions and trends
• Underwriting and marketing philosophy and procedure
• Correct English usage, including spelling, grammar, punctuation, and vocabulary
• Basic mathematics and the application of formulas

Ability To

• Correlate risk factors to underwriting standards to determine acceptance of risk
• Produce accurately and consistently to meet deadlines within service and production standards
• Analyze problems and develop effective solutions
• Exchange ideas, information and influence others through effective communicationFunction in a collaborative and positive team work environment
• Demonstrate commitment to professional development to improve knowledge and skills to advance job performance
• Must maintain a valid drivers’ license and accommodate routine business travel

Career Path Potential

• Regional Underwriting Team Lead

Salary Range:

$81,380.00 - $135,633.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.