Associate Underwriter - AgriBusiness

Great American Insurance Group; United States; On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision coverage

Paid time off

401(k) with company match

Job summary

Great American Insurance Group’s AgriBusiness division in Cincinnati, OH is seeking an Associate Underwriter to support farmers and ranchers with specialized coverage.

The role involves reviewing applications, data and risk factors, working with underwriters and brokers, and maintaining underwriting files. On-site four days a week with one remote day, you will contribute to risk assessment and policy issuance in a collaborative environment.

Qualifications

• Associates degree in Business, Finance or related field (or equivalent experience).
• Foundational knowledge of insurance policies, coverage and forms.
• Strong written and verbal communication skills.

Responsibilities

• Assist in review and evaluation of applications to ensure alignment with underwriting guidelines.
• Collaborate with underwriters and brokers to gather information and clarify details.
• Review data such as financial statements and loss histories to assist risk assessment.
• Maintain underwriting files and compile risk/portfolio reports.

Skills

Underwriting knowledge

Financial analysis

Communication

Attention to detail

Education

Associate degree in Business/Finance

Tools

Microsoft Excel

Policy management software

Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a 'small company' culture where your ideas will be heard with 'big company' expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

Running a farm or ranch has always involved a lot of risks. But these days, rapid changes in the industry are raising the stakes. Advanced technologies and new environmental concerns are pushing farming and ranching in new directions. But no matter how much things change, one thing never will: Great American's AgriBusiness® Division's commitment to keeping farmers and ranchers strong with effective insurance coverage.

The AgriBusiness Division has been helping farmers and ranchers manage the uncertainties of doing business as far back as 1886. Today, the division provides coverage for full-time farms, ranches, and other agricultural operations in 44 states. The farm products can cover businesses that range from fruit and vegetable farms to livestock operations and the equine farm products cover a wide range of risks ranging from monoline property and liability, care custody or control to umbrella and auto.

http://www.greatamericaninsurancegroup.com/about-us/business-operations/division/agribusiness

We are looking for an Associate Underwriter to join our AgriBusiness division in either our Cincinnati, OH office.

Great American’s culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on‑site four days a week, with the flexibility to work one day remotely. Core in‑office days are Tuesday–Thursday, with the fourth day determined by business needs.

Essential Job Functions and Responsibilities

• Assists in the review and evaluation of applications, ensuring they align with Company policies and underwriting guidelines.
• Works closely with underwriters and brokers/agents to gather additional information and clarify application details.
• Reviews relevant data, including financial statements, property valuations, and loss histories to assist with risk assessment.
• Assists in maintaining underwriting files, ensuring all documents and approvals are properly filed.
• Compiles reports on risk evaluations, policy statuses, and portfolio performance for underwriters and management.
• May underwrite new and renewal policy transactions within written authority.
• May enter policy information on an assigned product, territory and / or agency in accordance with template rules.
• Proofs / audits policy information on an assigned product, territory, and/or agency(ies).
• Assists with reviewing premium and loss data on an individual account as part of renewal underwriting, change underwriting, or mid-term underwriting.
• Orders and reviews required reports, endorsement requests, service requests, and general correspondence.
• Research and may respond to questions from brokers/agents.
• Provides information to Processing that is needed to issue policies and endorsements on a timely basis.
• May issue, process or code transactions.
• Performs other duties as assigned.

Job Requirements

Education: Associates Degree in Business, Finance, or a related field or equivalent experience. Scope of Job/Qualifications: Performs work under close supervision and technical direction. Performs standard duties utilizing often-complex processes/procedures on assignments of a routine nature. Possesses procedural knowledge and skills that enable task accomplishment. Demonstrates working knowledge of coverage and forms, provisions for policies written within the assigned territory/unit, workflow and systems. Foundational written and verbal skills. Works within standard, established authority limits.

Business Unit: AgriBusiness Benefits

• Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement.
• Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
• Compensation varies by role, level, and location and is influenced by skills, experience, and business needs.

*Excludes seasonal employees and interns.

Learn more at http://www.gaig.com/careers.

Why can you trust Great American Insurance Group? For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations.

You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to “Be Here. Be GREAT!” To learn more, visit our Career Page