Ag Lender-I

Greenbeltbank; Iowa (LA); On-site; USD 50,000 - 70,000; Full time

Job summary

Greenbeltbank is looking for an Agricultural Lender I in Iowa. You will oversee an agricultural loan portfolio and ensure quality loan growth and deposit growth. Candidates should have 1-2 years of banking experience and the ability to build relationships. Responsibilities include maintaining loan portfolios, sourcing financing requests, and conducting collateral reviews. Strong financial acumen and problem-solving skills are crucial. This role provides an opportunity to support lending activities and promote banking products and services.

Qualifications

• 1-2 years of banking and lending experience.
• Experience should reflect financial acumen and familiarity with technology.

Responsibilities

• Maintain and expand an existing agricultural loan portfolio.
• Source and underwrite financing requests for customers.
• Conduct collateral reviews and provide inspection summaries.
• Negotiate loan terms and structure financing based on risk.

Skills

Relationship Building

Financial Acumen

Initiative

Integrity

Problem Solving & Decision Making

Communicativeness

Organizing & Planning

Industry Knowledge

Team Player

Learning Agility

Job description

Scope

The Agricultural Lender I is responsible for oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer.

Accountabilities

• Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection.
• Source, develop and underwrite financing requests for existing customers.
• Work to support other agricultural lending activities.
• Conduct collateral reviews and provide inspection summaries.
• Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services.
• Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required.
• Support the bank’s strong relationship banking culture through on‑going customer contact, quality customer service, and superior product knowledge.
• Support livestock lending activities with inspection reports.
• Make referrals to the Investment, Real Estate, and Insurance departments.
• Source, develop and underwrite financing requests for new prospects.
• Negotiate rates and terms of loans with customers and management within set guidelines.
• Provide active leadership within the loan department and promote and foster the team and family concept.
• Participate as a leader or member on various bank committees and task teams.
• Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically.
• Perform other duties as requested or assigned.

Requirements

Experience:

• 1‑2 years of banking and lending experience.
• Experience should reflect financial acumen and familiarity with technology.

Special Requirements

Critical Competencies to Effective Performances are:

• Relationship Building – understands that a primary factor in success is establishing and maintaining productive relationships.
• Financial Acumen – understands the financial framework of the organization.
• Initiative – takes action without being prompted.
• Integrity – thinks and acts ethically and honestly.
• Problem Solving & Decision Making – identifies problems, solves them, acts decisively and shows good judgement.
• Communicativeness – recognizes the essential value of continuous information exchange and the competitive advantage it brings.
• Organizing & Planning – possesses strong organizational and planning skills.
• Industry Knowledge – knows the industry, monitors trends, and works to apply knowledge to advance the organization.
• Team Player – shares resources, responds to the needs of other departments and supports the larger organizational agenda.
• Learning Agility – seeks new knowledge and personal growth continuously.