Ag Lender I

Iowa Area Development Group

Iowa

On-site

USD 45,000 - 65,000

Full time

14 days+

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Job summary

Green Belt Bank & Trust in Iowa Falls is seeking an Agricultural Lender I to oversee the agricultural loan portfolio and support the Chief Lending Officer. You will originate, underwrite, and service loans, assess collateral, and drive pricing and profitability.

You will maintain strong client relationships, refer prospects to related departments, and participate in bank committees while actively engaging with the community.

Qualifications

1-2 years of banking and lending experience.
Experience should reflect financial acumen and familiarity with technology.

Responsibilities

Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection.
Source, develop and underwrite financing requests for existing customers.
Work to support other agricultural lending activities.
Conduct collateral reviews and provide inspection summaries.
Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services.
Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required.
Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
Support livestock lending activities with inspection reports.
Make referrals to the Investment, Real Estate, and Insurance departments.
Source, develop and underwrite financing requests for new prospects.
Negotiate rates and terms of loans with customers and management within set guidelines.
Provide active leadership within the loan department and promote and foster the team and family concept.
Participate as a leader or member on various bank committees and task teams.
Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically.
Perform other duties as requested or assigned.

Skills

Banking and lending experience

Job description

Green Belt Bank & Trust

616 Washington Ave. Iowa Falls, IA 641-648-2544

The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer. Agricultural Lender will:

Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection.
Source, develop and underwrite financing requests for existing customers.
Work to support other agricultural lending activities.
Conduct collateral reviews and provide inspection summaries.
Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services.
Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required.
Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
Support livestock lending activities with inspection reports.
Make referrals to the Investment, Real Estate, and Insurance departments.
Source, develop and underwrite financing requests for new prospects.
Negotiate rates and terms of loans with customers and management within set guidelines.
Provide active leadership within the loan department and promote and foster the team and family concept.
Participate as a leader or member on various bank committees and task teams.
Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically.
Perform other duties as requested or assigned.

Desired Qualifications