Affordable Housing Mortgage Originator

NBT; Torrington (CT); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Paid time off

Parental leave

Medical coverage with HSA

Dental and Vision

401(k) with employer match

Job summary

NBT Bank in Torrington, CT seeks a Mortgage Loan Originator to grow residential mortgage business with emphasis on Affordable Housing products. You will manage the full application-to-closing flow and maintain relationships with nonprofit housing partners.

Role requires strong CRA/regulatory knowledge, excellent customer service, and ability to coordinate with MortgageBot/Mortgage Builder systems. Travel as needed between offices and partners may occur.

Qualifications

• Associate degree in business or related discipline plus 2+ years’ experience or equivalent
• 2+ years’ residential lending experience preferred
• NMLS certification required or ability to obtain upon hire
• Knowledge of CRA & banking regulations and mortgage underwriting processes

Responsibilities

• Establish and maintain relationships with nonprofit housing partners and grant programs
• Originate residential mortgage loans with emphasis on Affordable Housing products
• Explain mortgage products and closing costs to customers; negotiate terms
• Coordinate loan documentation from application to closing with involved parties
• Support CRA program tracking and reporting to management

Skills

Mortgage policy

CRA regulations

Disclosures & closing

Analytical skills

Customer service

Regulatory knowledge

Mortgage systems

Education

Associate degree in business

NMLS Certification

Tools

MortgageBot

Mortgage Builder

Job description

NBT Bank in Torrington, CT seeks a Mortgage Loan Originator to grow residential mortgage business with emphasis on Affordable Housing products. You will manage the full application-to-closing flow and maintain relationships with nonprofit housing partners.

Role requires strong CRA/regulatory knowledge, excellent customer service, and ability to coordinate with MortgageBot/Mortgage Builder systems. Travel as needed between offices and partners may occur.