ACH Processing Specialist: Payments & Reconciliation

FirsTech, Inc.; Illinois; On-site; USD 26,000 - 33,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

Wellness incentives

Employee assistance program

Job summary

Busey Bank is seeking an Electronic Payment Processing Clerk to support daily ACH processing, reconciliation, and compliance in our Illinois offices. The role involves generating and validating payment files, maintaining data accuracy, and collaborating with multiple teams to ensure timely settlements.

The ideal candidate has 2+ years in banking operations, knowledge of NACHA rules, and experience with payment processing platforms.

Qualifications

• College degree preferred; equivalent work experience acceptable.
• Minimum of two years of direct experience in banking operations or enterprise payment processing (ACH).
• Experience with payment processing platforms and secure file transmissions.

Responsibilities

• Generate, review, and distribute daily ACH processing reports for billers, clients, and internal stakeholders.
• Create and process ACH batch files through internal systems and payment processing applications.
• Validate ACH batch files, transaction details, and control totals prior to transmission.
• Reconcile daily ACH activity and verify balancing of transaction totals between processing systems and bank records.
• Maintain tracking logs, reports, and regulatory compliance across ACH activities.

Skills

ACH processing

NACHA Rules

Real-time payments

Risk management

Attention to detail

Cross-functional communication

Education

College degree

Job description

Busey Bank is seeking an Electronic Payment Processing Clerk to support daily ACH processing, reconciliation, and compliance in our Illinois offices. The role involves generating and validating payment files, maintaining data accuracy, and collaborating with multiple teams to ensure timely settlements.

The ideal candidate has 2+ years in banking operations, knowledge of NACHA rules, and experience with payment processing platforms.