ACH Processing Specialist

Busey Bank; Edwardsville (IL); On-site; USD 26,000 - 33,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical insurance

Dental insurance

Vision insurance

Company-paid life insurance

Long-term disability

Wellness incentives

Employee assistance program

Pre-tax health savings accounts

Flexible spending accounts

Job summary

Busey Bank in Edwardsville, IL is seeking an Electronic Payment Processing Clerk to support daily ACH processing, reconciliation, and administration. You will generate payment files, balance activity, research exceptions, and ensure regulatory compliance while coordinating with internal teams and banking partners.

The role requires attention to detail, strong analytical skills, and the ability to work across multiple systems in a fast-paced environment.

Qualifications

• College degree preferred; equivalent work experience in lieu of degree acceptable.
• Minimum of two years of direct banking operations or enterprise payment processing experience.
• Experience with payment processing platforms, secure file transmissions and risk management tools preferred.

Responsibilities

• Generate, review, and distribute daily ACH processing reports for billers, clients, and internal stakeholders.
• Create and process ACH batch files through internal systems and payment processing applications.
• Validate ACH batch files, transaction details, and control totals for accuracy prior to transmission.
• Perform quality control reviews of batch files and balancing activities.
• Upload and transmit ACH files to banking partners per schedules and procedures.
• Process POP, WEB, and other ACH transactions, including file creation and reports.
• Process returns, chargebacks, re-originations, and related exception transactions.
• Research and analyze returned items to determine root cause and resolution.
• Investigate exceptions and processing errors across multiple systems and reporting tools.
• Monitor processing queues and meet daily production deadlines and SLAs.

Skills

Attention to detail

Analytical skills

Multitasking

Communication skills

Education

College degree preferred

Equivalent work experience acceptable

Tools

Payment processing platforms

Secure file transmissions

Payment risk management tools

Job description

Busey Bank in Edwardsville, IL is seeking an Electronic Payment Processing Clerk to support daily ACH processing, reconciliation, and administration. You will generate payment files, balance activity, research exceptions, and ensure regulatory compliance while coordinating with internal teams and banking partners.

The role requires attention to detail, strong analytical skills, and the ability to work across multiple systems in a fast-paced environment.