ACH & Payments Processing Specialist

Lead; Kansas City (MO); Hybrid; USD 52,000 - 70,000; Full time

Benefits offered by this job

Competitive compensation

Medical insurance

Dental/ Vision

401k Matching

Paid parental leave

Flexible vacation

Career growth

Wellness benefits

Job summary

Lead Bank in Kansas City, MO, is seeking an ACH Processor to handle bank and client ACH and wire transactions, review deposits, and resolve payment disputes in a technology-driven, compliant environment.

You'll collaborate with Payments experts across teams, process RDC, WSUDs, chargebacks, and audits, while maintaining accuracy and timely processing to support local businesses and clients.

Qualifications

• 1–3 years of banking experience
• Strong organization and attention to detail
• Growth mindset and willingness to learn
• Excellent communication for client support

Responsibilities

• Accurately prepare and process all ACH requests within the timeframes established by Lead Bank.
• Review and process stop payment requests and WSUDs, ensuring appropriate ACH returns are completed.
• Complete additional payment-related duties including processing chargebacks, exception items, foreign items, adjustments, and returns.
• Review cashed check reports and process check exception items, adjustments, and returns as needed.
• Process RDC, Mobile RDC, X9, and ATM deposits and place holds when required according to bank policy.
• File debit card disputes and ensure they are processed in accordance with Regulation E requirements.
• Process research requests from branches and clients in a timely and accurate manner.
• Assist with placing cash orders for the bank and clients and enter/review system entries.
• Assist with audits and prepare daily/monthly operational reports; cross-train for continuity.
• Perform other duties as assigned.

Skills

Banking experience

Attention to detail

Analytical skills

Communication

Growth mindset

Autonomy

Job description

Lead Bank in Kansas City, MO, is seeking an ACH Processor to handle bank and client ACH and wire transactions, review deposits, and resolve payment disputes in a technology-driven, compliant environment.

You'll collaborate with Payments experts across teams, process RDC, WSUDs, chargebacks, and audits, while maintaining accuracy and timely processing to support local businesses and clients.