ACH Operations Specialist

First-Premier-Bank-and-Premier-Bankcar; Sioux Falls (SD); On-site; USD 42,000 - 64,000; Full time

Benefits offered by this job

Full medical benefits (20+ hrs/wk)

401(k) match up to 5%

Paid Time Off

Discounts and events at PREMIER venues

Job summary

First PREMIER Bank in Sioux Falls, SD is seeking an ACH Processor to ensure accurate processing of ACH transactions and secure handling of files. The role supports internal teams and customers, validating daily transmissions and resolving discrepancies.

The position requires a high school diploma or GED and preferably some college coursework or banking experience. Basic Microsoft Office skills and strong attention to detail are essential for success.

Qualifications

• High school diploma or GED required.
• Some college coursework or 1-2 years of experience in banking operations, financial systems, or regulatory compliance is preferred.
• Basic knowledge of Microsoft Office and general computer skills are required.

Responsibilities

• Ensures incoming and outgoing ACH transactions such as direct deposits, bill payments, vendor payments, and government benefits, are processed accurately and on time.
• Monitors and validates daily ACH file transmissions by comparing client-submitted transmittal forms against ACH file balances.
• Identifies discrepancies that may indicate potential fraud or irregular processing activity and escalates as needed.
• Collects electronic ACH files from customers via secure file transfer protocols (SFTP) and transfers files to holding folders for processing.
• Assists internal departments or customers with general ACH-related inquiries via phone or email.

Skills

Banking operations

Regulatory compliance

Attention to detail

Education

High school diploma or GED

Some college coursework

Tools

Microsoft Office

Job description

First PREMIER Bank in Sioux Falls, SD is seeking an ACH Processor to ensure accurate processing of ACH transactions and secure handling of files. The role supports internal teams and customers, validating daily transmissions and resolving discrepancies.

The position requires a high school diploma or GED and preferably some college coursework or banking experience. Basic Microsoft Office skills and strong attention to detail are essential for success.