ACH Processing Specialist - Secure Payments & Growth

First PREMIER Bank PREMIER Bankcard; Sioux Falls (SD); On-site; USD 42,000 - 64,000; Full time

Benefits offered by this job

Medical coverage

Dental and vision coverage

Paid time off

401(k) match

Job summary

First PREMIER Bank is seeking an ACH Operations Specialist in Sioux Falls, SD to ensure accurate processing of ACH transactions and secure handling of electronic files, while maintaining internal procedures and compliance.

You will support internal teams and customers by addressing ACH-related inquiries and monitoring file integrity. A high school diploma or GED is required, with 1–2 years in banking operations or regulatory compliance preferred, plus basic Microsoft Office skills.

Qualifications

• High school diploma or GED required.
• Some college coursework or 1-2 years of experience in banking operations, financial systems, or regulatory compliance is preferred.
• Basic knowledge of Microsoft Office and general computer skills are required.

Responsibilities

• Ensures incoming and outgoing ACH transactions (direct deposits, bill payments, vendor payments, government benefits) are processed accurately and on time.
• Monitors and validates daily ACH file transmissions by comparing client-submitted transmittal forms against ACH balances.
• Collects electronic ACH files via secure transfer (SFTP) and processes them through the ACH engine for delivery to the ACH operator.
• Assists internal departments or customers with ACH-related inquiries via phone or email.
• Identifies errors or exceptions in ACH files and escalates for approval.
• Communicates information clearly with clients, team members, or departments, both verbally and in writing.
• Maintains accuracy and attention to detail to avoid errors.
• Prioritizes tasks and manages workload to meet deadlines.
• Takes initiative and follows through to completion.

Education

High school diploma or GED

Some college coursework or 1-2 years in banking operations/regulatory compliance

Tools

Microsoft Office

Job description

First PREMIER Bank is seeking an ACH Operations Specialist in Sioux Falls, SD to ensure accurate processing of ACH transactions and secure handling of electronic files, while maintaining internal procedures and compliance.

You will support internal teams and customers by addressing ACH-related inquiries and monitoring file integrity. A high school diploma or GED is required, with 1–2 years in banking operations or regulatory compliance preferred, plus basic Microsoft Office skills.