ACH Operations & Compliance Specialist

North State Bank; Raleigh (NC); On-site; USD 55,000 - 75,000; Full time

Job summary

North State Bank in Raleigh, NC is seeking an ACH Specialist to ensure electronic payments are processed accurately and on time. You will review file activity, process transactions, and maintain compliance with NACHA rules and internal policies while supporting teammates behind the scenes.

The ideal candidate has an associate degree or equivalent experience and 2+ years in ACH processing. Proficiency in Excel/Word and strong problem-solving skills are required; AAP certification or willingness

Qualifications

• Associate degree or equivalent experience required.
• Two+ years of ACH processing and electronic payments experience preferred.
• Knowledge of NACHA rules and banking regulations.
• Strong communication and problem-solving skills essential.
• Proficiency with MS Excel and Word required.
• AAP certification or willingness to obtain certification is a plus.

Responsibilities

• Review ACH file activity and daily schedules for accuracy.
• Process incoming and outgoing ACH files; ensure timely payments.
• Monitor transactions to mitigate risk and verify regulatory compliance.
• Communicate with offices and partners on returns, changes, and issues.
• Assist with audits, onboarding/offboarding, and third-party registrations.

Skills

ACH processing

Electronic payments

Regulatory compliance

Communication skills

Problem-solving

Education

Associate degree or equivalent experience

Tools

Microsoft Excel

Microsoft Word

Job description

North State Bank in Raleigh, NC is seeking an ACH Specialist to ensure electronic payments are processed accurately and on time. You will review file activity, process transactions, and maintain compliance with NACHA rules and internal policies while supporting teammates behind the scenes.

The ideal candidate has an associate degree or equivalent experience and 2+ years in ACH processing. Proficiency in Excel/Word and strong problem-solving skills are required; AAP certification or willingness