Accounting Analyst

Choice Bank; BLOOMINGTON (MN); On-site; USD 55,000 - 75,000; Full time

Job summary

Choice Financial Group in Bloomington, MN seeks a BaaS Accounting Analyst to support reconciliation, invoicing, and reporting for Banking as a Service relationships. You will maintain controls, assist with audits, and help ensure timely financial closes.

The role requires 1–2 years of accounting or related experience, a bachelor's degree, and strong Excel/data skills. Travel is required for team collaboration and training as needed.

Qualifications

• 1–2 years of accounting, finance, reconciliation, audit, operations, or financial analysis experience.
• Basic understanding of accounting principles, reconciliations, and supporting documentation requirements.
• Proficiency in Microsoft Excel and ability to work with large data sets with accuracy.
• Effective communication, organization, problem-solving, and collaboration skills with adherence to procedures and deadlines.

Responsibilities

• Perform daily BaaS reconciliation activities, applying matching logic and researching exceptions.
• Support accurate invoicing for BaaS relationships by reviewing data and inputs.
• Prepare reconciliations, schedules, and supporting documentation within close timelines.
• Assist with research and resolution of invoice discrepancies and data quality issues.
• Support audit needs by gathering documentation and maintaining organized files.

Skills

Accounting basics

Excel proficiency

Communication

Detail-oriented

Education

Bachelor's degree in accounting, finance, business, or related field

Tools

Microsoft Excel

Job description

Description

The BaaS Accounting Analyst job family supports the accounting, reconciliation, invoicing, contract monitoring, control execution, and financial reporting processes associated with FinTech and Banking as a Service relationships. Positions within this job family are responsible for ensuring BaaS activity is reviewed, documented, invoiced, and reported accurately and timely, while supporting effective internal controls, partner onboarding, issue resolution, audit readiness, and process sustainability. Career progression within the family reflects increasing complexity, independence, technical judgment, cross-functional influence, and leadership – from executing defined accounting tasks to advising on complex partner arrangements, strengthening scalable processes, and serving as a senior subject matter resource for BaaS Accounting Operations.

BaaS Accounting Analyst

• Perform assigned daily BaaS reconciliation activities, including reviewing program activity, applying established matching logic, researching exceptions, and escalating unresolved items timely.
• Support accurate and timely invoicing for BaaS relationships by reviewing source data, validating invoice inputs, and assisting with contract-based billing requirements.
• Prepare assigned reconciliations, schedules, and supporting documentation in accordance with established procedures and close timelines.
• Assist with research and resolution of invoice discrepancies, reconciliation breaks, and data quality issues impacting BaaS accounting processes.
• Support internal and external audit requests by gathering documentation, responding to routine information requests, and maintaining organized support files.

Requirements

• 1 to 2 years of relevant accounting, finance, reconciliation, audit, operations, or financial analysis experience.
• Bachelor’s degree in accounting, finance, business, or related field preferred.
• Basic understanding of accounting principles, reconciliations, financial data review, and supporting documentation requirements.
• Proficiency in Microsoft Excel and ability to work with financial systems, reporting tools, and large data sets with accuracy and attention to detail.
• Effective communication, organization, problem-solving, and collaboration skills with the ability to follow established procedures and meet recurring deadlines.

Travel Requirement

This position requires some travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs.

Choice is #PeopleFirst, banking second.

People don’t need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities.

In contributing to our culture, Choice team members are guided by our core values.

• Embrace change and encourage innovation.
• Know when to ask for help and know when to offer help.
• Better the places we live.
• Work hard. Do the right thing. Have a little fun.

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values.

Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here.

Disclosure

This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.

All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise.

The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience, and geographic location. Full-time employees are also eligible for a competitive bonus and benefits package.