Account Underwriter

South Carolina Farm Bureau Insurance; Columbia (SC); Hybrid; USD 55,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life and Disability insurance

Pension Plan

401(k) Plan

Paid-Time-Off (PTO)

10 paid company holidays

Job summary

South Carolina Farm Bureau Insurance is seeking an Account Underwriter to assess and rate applications across lines of insurance, and to train other underwriters and agents as needed.

This role focuses on risk evaluation, policy maintenance, and adherence to underwriting guidelines, with occasional travel to districts and opportunities to work from home on Mondays and Fridays.

Qualifications

• Bachelor's degree preferred, Majoring in Business, Ag related or Risk Mgt.
• Relevant combination of education and related business/insurance work experience may be substituted for Degree.
• Successfully complete the Underwriter Trainee Program if there is no related underwriting work experience.

Responsibilities

• Examine applications and determine degree of risk.
• Accept, modify or reject applications.
• Work with field representatives to obtain additional information, quote rates, and explain company underwriting policies.
• Assist in the training of other account underwriters and agents.
• Evaluate the risk and possibility of losses due to catastrophe or excessive coverage.
• Rewrite existing policies as needed.
• Visit assigned districts/agencies as requested or required.
• Attend meetings and conduct training programs as needed.
• Participate and complete required continued education courses.
• Maintain a good understanding of all policy contracts.
• Manage consistent workflow to ensure all assigned tasks are completed in a timely manner.
• Address requests for exceptions to Underwriting guidelines.
• Other duties and responsibilities as assigned.
• Regular and predictable attendance is required.

Skills

English communication

Customer service

Judgment and decision-making

Education

Bachelor's degree preferred (Business / Ag / Risk Mgmt)

Job description

This position underwrites applications to evaluate, classify and rate for all lines of insurance and assists in training other account underwriters and agents as needed.

Responsibilities

• Examine applications and determine degree of risk.
• Accept, modify or reject applications.
• Work with field representatives to obtain additional information, quote rates, and explain company underwriting policies.
• Assist in the training of other account underwriters and agents.
• Evaluate the risk and possibility of losses due to catastrophe or excessive coverage.
• Re-write existing policies as needed.
• Visit assigned districts/agencies as requested or required.
• Attend meetings and conduct training programs as needed.
• Participate and complete required continued education courses.
• Maintain a good understanding of all policy contracts.
• Manage consistent workflow to ensure all assigned tasks are completed in a timely manner.
• Address requests for exceptions to Underwriting guidelines.
• Other duties and responsibilities as assigned.
• Regular and predictable attendance is required.

Requirements

• Bachelor's degree preferred, Majoring in Business, Ag related or Risk Mgt.
• Relevant combination of education and related business/insurance work experience may be substituted for Degree.
• Successfully complete the Underwriter Trainee Program if there is no related underwriting work experience.

Skills / Abilities

• Proficient in English written and verbal communication skills.
• Demonstrated customer service skills.
• Demonstrates excellent judgment and decision-making skills.

Work from Home

• Employees are eligible to Work from Home (WFH) on Mondays and Fridays.

Benefits

This position comes with a full benefits package to include Medical, Dental, Vision, Life and Disability insurance. Also included is a company funded Pension Plan, a 401(k) Plan, Paid-Time-Off (PTO) and 10 paid company holidays.

About Us

South Carolina Farm Bureau Insurance Company is one of the state's largest auto and property insurers. Providing excellent customer service and competitive insurance rates is as important today as it was when we opened our doors for business in 1955.

Southern Farm Bureau Casualty Insurance Company ("the Company") is an equal opportunity employer and maintains a policy of non-discrimination with employees and applicants for employment. The Company will not discriminate on the basis of race, color, religion, sex, age, national origin, disability, marital status or any basis prohibited by State or Federal laws.

We are an equal opportunity Employer, M/F/D