ABL Credit Administrator: Lead Portfolio & Underwriting

Sunflower Bank, N.A.

Austin (TX)

On-site

USD 110,000 - 160,000

Full time

14 days+

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Benefits offered by this job

401(k) Plan with match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Other associate perks

Job summary

Sunflower Bank, N.A. in Austin, TX, seeks an experienced Credit Administrator for Asset Based Lending (ABL).

The role focuses on portfolio management support, underwriting oversight, and collaboration with senior leaders to strengthen credit decisions across the lending platform. The position requires a bachelor's degree in accounting or finance, 8+ years in ABL underwriting, and strong MS Office skills along with familiarity with Solifi/Stucky, Salesforce.com and nCino.

Qualifications

Bachelor’s degree in Accounting, Finance or other applicable undergraduate or graduate degree.
8+ years in ABL underwriting and portfolio management and commercial credit analysis.
Must possess excellent Microsoft Office Suite skills, specifically Word/Excel.
Prefer prior experience with Solifi/Stucky system.
Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
Must possess excellent verbal and written communication skills.
Travel will be required, as needed.

Responsibilities

Ensure appropriate level of portfolio management support for ABL lending platform by staying abreast of the new deal pipeline and staffing deals appropriately.
Support Portfolio Management knowledge and career development through participation in calls and customer meetings, understanding of credit and operating policies and business line strategies.
Monitor, evaluate and coach ABL Portfolio Managers in portfolio management duties including underwriting new opportunities, renewals, modifications, borrowing base reviews, field exam reviews, appraisal reviews, loan advance approvals, ARJs, and covenant testing.
Meet regularly with ABL Business leadership and the RSCA to review the portfolio and ensure team building/communication and appropriate portfolio management with a focus on the customer/borrower.
Maintain current understanding of concentration limits and industry appetite.
Maintain/Develop relationships with internal subject matter experts.
Responsible for adherence and consistency to company’s loan policy/underwriting standards via the underwriting memos, change memos, ARJ, etc.
Advocate for a collaborative/team credit administration culture throughout the company.
Ensure ABL PMs and other ABL team members participate in the recurring portfolio reviews and rolling loan review meetings, as required.
Ensure quality of underwriting of ABL loan portfolio is maintained to company standards and reflects the complexity of deal structures.
Ensure annual training for all PMs to stay abreast with underwriting standards, etc. Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.