Product Owner

Sipay; Fatih; On-site; TRY 350,000 - 650,000; Full time

Benefits offered by this job

Complimentary meals (breakfast & lunch

Birthday leave

Buddy Program

Sipay Academy

LinkedIn Learning

On-site wellbeing & nutritionist

Job summary

Sipay in Turkey seeks a Product Owner to lead payment products across POS, acquiring, and merchant integrations. You will translate business needs into clear user stories, own the backlog, and partner with banks, processors, and engineering to drive end-to-end delivery.

Ideal candidates have fintech experience, strong English, and a proactive ownership mindset in a fast-paced, AI-enabled environment.

Qualifications

• At least 4 years in Product Owner/PM roles with backlog management.
• Fintech/payments experience and understanding of POS and payment flows.
• Strong English, excellent communication, ownership.

Responsibilities

• Own and prioritize the product backlog.
• Work with the Scrum team from refinement to release.
• Define clear requirements, user stories, and acceptance criteria.
• Take ownership of payment products across POS, acquiring, merchant integrations, and transaction lifecycle.
• Collaborate with banks, processors, card schemes, and technology partners.
• Follow production performance and drive improvements to resolution.

Skills

Product Owner

Backlog refinement

Sprint planning

Fintech experience

Payment flows

English proficiency

Stakeholder collaboration

Analytical skills

AI workflows

Tools

ROVO

CLI

MCP

Job description

Since 2019, we have been developing innovative solutions designed around the financial needs of individuals and businesses. From payment solutions and open banking to card and wallet infrastructure and financial solutions for businesses, our broad product ecosystem makes financial services simpler, faster, and more accessible.

Authorized by the Central Bank of the Republic of Türkiye, Sipay continues to grow with its strong technology infrastructure and customer-focused approach. Along the way, we raised $15 million in 2024 and $78 million in 2025, adding further momentum to our journey.

For us, growth is about more than numbers. Through the products we build, the partnerships we create, and the technology behind them, we aim to create lasting value for financial access, commerce, our partners, and the wider fintech ecosystem.

We are looking for a Product Owner for our growing Product team!

Qualifications:

• Minimum 4 years of experience as a Product Owner, Product Manager, or in a similar role.
• Hands-on experience working with Scrum teams, managing backlogs, refinement, prioritization, and sprint planning.
• Experience in fintech, payments, banking, or financial services.
• Good understanding of virtual POS, physical POS, acquiring, and payment flows.
• Ability to turn business needs into clear user stories, requirements, and acceptance criteria.
• Comfortable working closely with engineering, QA, operations, risk, compliance, and other stakeholders.
• Strong analytical, communication, and ownership skills.
• Good command of English; proficiency in spoken English is required.
• Comfortable working in an AI-assisted environment, with hands-on experience with ROVO and similar tools and enough technical curiosity to confidently navigate concepts like CLI, MCP and modern AI workflows.

Nice to Have:

• PSPO or a similar Scrum / Product Owner certification.
• Knowledge of Law No. 6493 and Law No. 5464.
• Experience with card schemes such as Visa, Mastercard, and TROY.
• Familiarity with areas such as 3D Secure, settlement, reconciliation, PCI DSS, EMV, ISO 8583, APIs, and payment integrations.

Key Responsibilities:

• Own and prioritize the product backlog.
• Work closely with the Scrum team from refinement to release.
• Define clear requirements, user stories, and acceptance criteria.
• Take ownership of payment products and flows across POS, acquiring, merchant integrations, and transaction lifecycle.
• Collaborate with banks, processors, card schemes, and technology partners.
• Follow production performance, identify improvement areas, and drive issues to resolution.

Why Join Sipay?

• Be part of one of Türkiye’s fastest-growing fintech ecosystems
• Thrive in an innovative, collaborative, and fast-paced work environment
• Continuous learning and career growth opportunities
• Complimentary breakfast and lunch at our campus
• Birthday leave
• Buddy Program to support your onboarding journey
• Learning & development opportunities through Sipay Academy
• Access to LinkedIn Learning
• Fun social breaks and team events
• Sipay Card and exclusive employee benefits
• Access to an on-site nutritionist
• Social clubs and wellbeing activities
• An in-house barista to keep you fueled throughout the day

As Sipay Elektronik Para ve Ödeme Hizmetleri Anonim Şirketi , which has the title of data controller, we show the utmost sensitivity for the processing and protection of the personal data of our employee candidates in accordance with the Personal Data Protection Law No. 6698 ("KVKK") and its secondary regulations (together "KVK legislation"). With this Privacy Notice, we would like to inform you about the personal data processing activities carried out by our Company for you, our employee candidates.