Finance Associate

Rayal; Fatih; On-site; TRY 180,000 - 300,000; Full time

Job summary

Rayal, a growing agricultural solutions company, is seeking a Finance Associate for a full-time on-site role in Istanbul. You will support cash discipline, treasury coordination, and operational control, tracking cash flow and reporting to management.

You will coordinate with banks, monitor liquidity, manage receivables and payables, prepare management reports on cash position, FX exposure, loans, and budget vs actual performance, and improve finance data visibility in the ERP system.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field
• Turkish fluency required; English proficiency preferred
• Experience in finance, treasury, accounting, banking coordination, or financial reporting
• Strong understanding of cash flow, working capital, receivables, payables, loans, and banking processes
• Ability to prepare financial reports, trackers, cash flow forecasts, and management summaries
• Strong Excel skills; experience with ERP systems is preferred
• Strong analytical skills with high attention to detail and accuracy
• Ability to follow up consistently across banks, customers, suppliers, and internal teams
• Good understanding of documentation, reconciliation, payment planning, and financial controls
• Ability to identify financial risks, cash shortages, overdue balances, process gaps, and reporting inconsistencies
• Strong communication, organization, and problem-solving skills
• Ability to handle confidential financial information with professionalism
• Experience with government incentives, subsidies, permits, licenses, or administrative contracts is a plus
• Agriculture, seed, fertilizer, trading, distribution, or family-business experience is a plus

Responsibilities

• Prepare cash flow forecasts and monitor liquidity
• Track customer and supplier balances; manage receivables and payables
• Coordinate payment planning and banking coordination
• Prepare management reports covering cash position, receivables, payables, FX exposure, loan exposure, and budget vs actual
• Help maintain finance-related data visibility in ERP system; improve reporting accuracy
• Support financial controls, approval workflows, and payment discipline
• Follow up on government incentives, subsidies, permits, licenses, and administrative contracts
• Coordinate with management, sales, logistics, accounting, banks, suppliers, and customers

Skills

Turkish fluency

English proficiency

Excel proficiency

Analytical skills

Attention to detail

Communication skills

Organization skills

Problem-solving

Data analysis

Education

Bachelor's degree in Finance/Accounting/Economics/Business Administration

Tools

ERP systems

Job description

Company Description

Rayal is a growing agricultural solutions company focused on high-performing corn and sunflower seed solutions, plant nutrition products, and farmer-focused support across Türkiye, the Middle East, and Africa.

Founded in 2010, Rayal has built a diversified portfolio across corn, sunflower, vegetable seeds, crop protection, and specialty fertilizers, supported by strong international partnerships and long-standing customer relationships.

Built on technical expertise, operational discipline, and a client-first approach, Rayal works closely with growers, partners, suppliers, and financial institutions to improve productivity, strengthen commercial execution, and support sustainable business growth.

Role Description

This is a full-time on-site role for a Finance Associate based in Istanbul.

The Finance Associate will support Rayal’s financial visibility, cash discipline, treasury coordination, and operational control. The role will be responsible for cash flow tracking, receivables and payables monitoring, financial reporting, banking coordination, financing follow-up, and selected administrative obligations.

Key responsibilities include preparing cash flow forecasts, monitoring liquidity and working capital, tracking customer and supplier balances, coordinating payment planning, supporting collections follow-up, and preparing management reports covering cash position, receivables, payables, FX exposure, loan exposure, and budget versus actual performance.

The role will also support day-to-day communication with banks and financial institutions, assist with loan applications, credit facility renewals, financing documentation, guarantee tracking, and interest payment schedules. In addition, the position will help maintain finance-related data visibility in the ERP system, improve reporting accuracy, and support financial controls, approval workflows, and payment discipline.

The Finance Associate will also follow up on key administrative contracts, recurring obligations, government incentives, subsidies, permits, licenses, and required documentation to support smooth business operations.

This role requires close coordination with management, sales, logistics, accounting, banks, suppliers, and customers, combining hands-on financial tracking with structured reporting and proactive follow-through.

Qualifications

• Turkish fluency required; English proficiency preferred
• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field
• Experience in finance, treasury, accounting, banking coordination, or financial reporting
• Strong understanding of cash flow, working capital, receivables, payables, loans, and banking processes
• Ability to prepare financial reports, trackers, cash flow forecasts, and management summaries
• Strong Excel skills; experience with ERP systems is preferred
• Strong analytical skills with high attention to detail and accuracy
• Ability to follow up consistently across banks, customers, suppliers, and internal teams
• Good understanding of documentation, reconciliation, payment planning, and financial controls
• Ability to identify financial risks, cash shortages, overdue balances, process gaps, and reporting inconsistencies
• Strong communication, organization, and problem-solving skills
• Ability to handle confidential financial information with professionalism
• Experience with government incentives, subsidies, permits, licenses, or administrative contracts is a plus
• Agriculture, seed, fertilizer, trading, distribution, or family-business experience is a plus