VP, Credit Risk Leadership - Card Portfolio & Analytics

HSBC; Singapore; On-site; SGD 200,000 - 320,000; Full time

Job summary

HSBC seeks a high-calibre professional in Singapore for the Vice President, Credit Risk Management role, focusing on the Credit Card portfolio and unsecured lending. You will leverage data, analytics, and models to drive risk-aware growth while ensuring regulatory compliance and governance across stakeholders.

You will collaborate with Product, Underwriting, Collections, and regional teams to deliver sustainable profitability and strong controls, supported by second-line oversight within the

Qualifications

• Strong banking experience in retail credit risk management with a specific focus on the Credit Card portfolio.
• Strong understanding of the consumer credit cycle, scorecards and analytics, the local regulatory environment, banking systems, product fundamentals, and profitability drivers.

Responsibilities

• Ensure all Credit Card and Unsecured Lending policies comply with applicable regulations, Group FIM, and regional guidelines.
• Provide effective and timely support to the Senior Manager in relation to Unsecured Lending reviews, audits, and management forums.
• Actively review, refine, and implement Credit Card portfolio management strategies, balancing customer experience, market competitiveness, and sustainable profitability.
• Leverage data, analytics, models, bureau insights, and systems to enable automated, timely actions for Credit Card portfolio risk management.
• Maintain ongoing oversight of relevant risk models and tools to ensure effective performance and expected outcomes.
• Provide robust second line oversight of controls for Retail Credit Risk Processing, ensuring appropriate review, challenge, and governance in accordance with the HSBC Risk Management Framework.
• Collaborate with Product, Underwriting, Collections, Operations, and regional/country stakeholders to deliver risk-reward balanced and sustainable growth strategies.
• Work with colleagues across the Country IWPB Risk and Compliance team to support delivery of governance and regulatory requirements and to fulfil Quality Assurance responsibilities.

Skills

Credit risk management

Credit card portfolio

Data analysis

SAS

Python

Google BigQuery

Looker

Stakeholder management

Regulatory understanding

Tools

SAS

Python

Google BigQuery

Looker

Job description

HSBC seeks a high-calibre professional in Singapore for the Vice President, Credit Risk Management role, focusing on the Credit Card portfolio and unsecured lending. You will leverage data, analytics, and models to drive risk-aware growth while ensuring regulatory compliance and governance across stakeholders.

You will collaborate with Product, Underwriting, Collections, and regional teams to deliver sustainable profitability and strong controls, supported by second-line oversight within the