Underwriter Liability Digital Solutions

HDI Group; Singapore; On-site; SGD 140,000 - 200,000; Full time

Job summary

HDI Global SE is seeking a senior liability underwriter for a full/part-time permanent role in Singapore. You will underwrite platform-based and embedded liability risks and drive profitability through pricing and risk selection, while expanding group policy and B2B2C opportunities.

This role requires at least 7 years in liability underwriting, a proven Embedded Insurance track record, and strong business development experience.

Qualifications

• Minimum 7 years of underwriting experience in liability, ideally affinity and/or group policy schemes.
• Proven experience in Embedded Insurance business.
• Strong track record in business development and portfolio growth.
• Deep understanding of liability products and cross-border placements.

Responsibilities

• Underwrite innovative liability risks, including platform-based and embedded insurance structures.
• Support scalable new liability components within B2B2C programs.
• Drive portfolio profitability through disciplined pricing, structuring and risk selection.
• Define underwriting strategy for affinity partners, group policy schemes and distribution ecosystems.
• Apply data-driven underwriting approaches and contribute to innovative product structures.
• Leverage broker, partner and ecosystem relationships across APAC for market expansion.
• Originate new group policy and B2B2C opportunities and position as a preferred carrier.
• Collaborate with regional and global teams to align market strategy and attend industry events.
• Navigate regulatory frameworks across APAC jurisdictions and ensure cross-border program compliance.
• Coordinate with Claims to ensure integration of underwriting and claims; translate insights into underwriting standards.

Skills

Underwriting

Embedded Insurance

Business development

Portfolio growth

Job description

HDI Global SE is looking for a full/part time permanent position in the department Digital Solutions in Singapore.

Your Tasks

• Underwrite innovative liability risks, including platform-based and embedded insurance structures
• Support the development of scalable new liability components within B2B2C business programs
• Drive portfolio profitability through disciplined pricing, structuring and risk selection
• Define underwriting strategy for affinity partners, group policy schemes, and distribution ecosystems
• Apply data-driven underwriting approaches and contribute to innovative product structures

Business Development & Market Expansion

• Leverage existing broker, partner and ecosystem relationships across APAC
• Originate new group policy and B2B2C insurance opportunities (digital platforms, ecosystems, partnerships)
• Position the company as a preferred carrier for new and innovative liability solutions
• Closely collaborate with regional and global teams to align market strategy
• Attending appropriate conferences, seminars, discussion groups, meetings and involvement with industry leaders as considered beneficial to the company

Regulatory & Cross-Border Expertise

• Navigate regulatory frameworks across multiple APAC jurisdictions
• Ensure compliance with local requirements while enabling cross-border program structures
• Ensure tight integration between underwriting and claims
• Involve Claims early for structurally relevant risks or new exposure types
• Translate claims insights into underwriting standards, not bureaucracy

Your Profile

Experience

• Minimum 7 years of underwriting experience in Liability, ideally affinity and/or group policy scheme
• Proven experience in Embedded Insurance business
• Strong track record in business development and portfolio growth

Technical Expertise

• Deep understanding of liability products (preferably financial lines, general liability, or specialty lines)
• Experience with structured programs, cross-border placements, or ecosystem partnerships

Personal Capabilities

• Entrepreneurial mindset with a strong commercial drive
• Ability to operate independently in a growth-oriented market environment
• Strong stakeholder management and negotiation skills
• Strategic thinking, solution oriented mindset combined with execution focus
• Strong communication skills at all levels within the organisation and with external business partners